In an effort to save money, many homeowners make the mistake of dropping their homeowner’s insurance.  While this may save them a few hundred dollars in the short term, however, it can have disastrous consequences down the road.

During their lifetimes, over half of all homeowner swill have to file a major claim against their insurance company.  Typically, these claims are the result of a disaster such as a hurricane or earthquake, or an accident.  No matter the reason, however, people are typically surprised to see how much damage can be done by just a single incident.

All too often, people assume that in the event of a disaster, they would be able to pay for the damage themselves or rely on a combination of government and charities for assistance.  In fact, only a small fraction of natural disasters qualify for this type of aid, and household accidents rarely do.  Discovering this after a home has been seriously damaged or destroyed, however, often results in the property owner taking on large amounts of debt in order to repair and restore what he or she had.

It’s always a good idea to protect your property and your family from events that could result in the loss of everything you’ve worked for.  Fortunately, there are a lot of options in homeowner’s insurance, practically guaranteeing that you’ll find something that will fit into your budget.

If you’re thinking about getting a new homeowner’’s insurance policy, or if you just need to change your current one to fit into your budget, then call the insurance agents at Saucon Insurance Agency.  They can help you find the coverage that is right for you.