{"id":323,"date":"2017-12-18T03:00:00","date_gmt":"2017-12-18T15:00:00","guid":{"rendered":"http:\/\/www.sauconinsurance.com\/blog\/?p=323"},"modified":"2017-11-27T14:02:07","modified_gmt":"2017-11-27T20:02:07","slug":"common-household-items-that-may-require-additional-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.sauconinsurance.com\/blog\/common-household-items-that-may-require-additional-umbrella-insurance\/","title":{"rendered":"Common Household Items that may Require Additional Umbrella Insurance"},"content":{"rendered":"<p>We make sure that our belongings and loved ones are well taken care of.&nbsp; We provide for them the best we can with the known factors in life, and have insurance to protect our belongings and loved ones from the unknown events in life.&nbsp; We have car insurance, home owners insurance, and life insurance.&nbsp; Often, people think that this is enough, but what about items that may fall outside of the realm of normal coverage?&nbsp; For that there is umbrella insurance.&nbsp; Many people do not realize there are common household items that you may be required to have additional umbrella insurance to cover.&nbsp; Let&#8217;s take a look at some items that you probably didn&#8217;t realize need umbrella insurance.<\/p>\n<p>Often, car insurance and home owners insurance will come with a limit.&nbsp; This limit could be $300,000 or $500,000.&nbsp; But what happens when your claim exceeds this amount?&nbsp; Do you collect valuable antique cars?&nbsp; Do you customize exotic cars?&nbsp; If you were ever to be in an accident where bodily injury is involved, your current car insurance policy could quickly run out.&nbsp; This is where umbrella insurance would kick in so that you are not held liable to any additional expenses as a result of the insurance claim.&nbsp; Do you have any fun recreational vehicles?&nbsp; Having an ATV or a dirt bike is great fun, but what if friends get injured while riding your ATV on your property?&nbsp; Of course your home owner&#8217;s insurance would help cover the medical care for your friends if they are injured, but what if the injuries exceed your policy?&nbsp; Again, umbrella insurance would be there to help protect you from paying out of pocket.<\/p>\n<p>Umbrella insurance is an additional insurance to help protect people and their assets.&nbsp; The residents of Bethlehem, PA understand the importance of additional insurance and regularly turn to the experts at Saucon Insurance Agency.&nbsp; Proudly serving Bethlehem, PA, Saucon Insurance Agency welcomes questions and new clients everyday.&nbsp; If you think umbrella insurance is a good idea for yourself, call our experts today to start a new policy.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>We make sure that our belongings and loved ones are well taken care of.&nbsp; We provide for them the best we can with the known factors in life, and have insurance to protect our belongings and loved ones from the unknown events in life.&nbsp; We have car insurance, home owners insurance, and life insurance.&nbsp; Often, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[227,226],"class_list":["post-323","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-bethlehem-pa","tag-saucon-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"We make sure that our belongings and loved ones are well taken care of. 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