{"id":338,"date":"2018-04-09T02:00:00","date_gmt":"2018-04-09T14:00:00","guid":{"rendered":"https:\/\/www.sauconinsurance.com\/blog\/?p=338"},"modified":"2018-06-05T14:27:10","modified_gmt":"2018-06-05T20:27:10","slug":"protecting-your-livelihood-with-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/","title":{"rendered":"Protecting Your Livelihood with Umbrella Insurance"},"content":{"rendered":"<p>Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, <g data-gr-id=\"24\" id=\"24\">solopreneurs<\/g>, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem, PA business solvent through a number of threats.<\/p>\n<ul>\n<li>General liability policies cover costs associated with loss or damage that occurs on your property. If a visitor claims to have been hurt or had property destroyed while on your property, general liability covers your portion of court-ordered payments. However, serious injuries or catastrophic loss of property can quickly eat up standard payouts, leaving small business owners to pay these costs out-of-pocket. Umbrella insurance policies can cover those costs instead, leaving your precious cashflow free to work for you.<\/li>\n<li>Commercial auto insurance protects the fleet, service, and other business vehicles. During times of expansion, small business owners may invest in new vehicles to expand their abilities to deliver goods and services. If an accident causes severe damage to the new vehicle, the primary auto insurance usually covers any remaining financed costs. The business owner is left to find the funds to replace the missing vehicle. An umbrella policy would provide enough additional funding to purchase a replacement vehicle so no opportunities are lost.<\/li>\n<li>Professional liability insurance protects workers, like medical professionals, who work directly with the public. If a client sues the professional for malpractice, professional liability policies help pay for lawyers, fees, and other costs associated with the case. This coverage may not be enough to protect private wealth from court-ordered restitution payments. An umbrella policy protects professionals from losing their property in a legal case.<\/li>\n<\/ul>\n<p>Saucon Insurance Agency offers customized business insurance policies in the Bethlehem, PA area. Contact our representatives now to find out how umbrella coverage can complete your protection plan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[227,226],"class_list":["post-338","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-bethlehem-pa","tag-saucon-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"description\" content=\"Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem,\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"bethlehem pa,saucon insurance agency\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Saucon Insurance Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem,\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2018-04-09T14:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2018-06-05T20:27:10+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem,\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/#article\",\"name\":\"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency\",\"headline\":\"Protecting Your Livelihood with Umbrella Insurance\",\"author\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2018-04-09T02:00:00-06:00\",\"dateModified\":\"2018-06-05T14:27:10-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/#webpage\"},\"articleSection\":\"Insurance, Bethlehem PA, Saucon Insurance Agency\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/#listItem\",\"name\":\"Protecting Your Livelihood with Umbrella Insurance\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/#listItem\",\"position\":3,\"name\":\"Protecting Your Livelihood with Umbrella Insurance\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/#organization\",\"name\":\"Insurance Blog | Saucon Insurance Agency\",\"url\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/#webpage\",\"url\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/\",\"name\":\"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency\",\"description\":\"Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem,\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/protecting-your-livelihood-with-umbrella-insurance\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2018-04-09T02:00:00-06:00\",\"dateModified\":\"2018-06-05T14:27:10-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/\",\"name\":\"Insurance Blog | Saucon Insurance Agency\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.sauconinsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency","description":"Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem,","canonical_url":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/","robots":"max-image-preview:large","keywords":"bethlehem pa,saucon insurance agency","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/#article","name":"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency","headline":"Protecting Your Livelihood with Umbrella Insurance","author":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/#organization"},"datePublished":"2018-04-09T02:00:00-06:00","dateModified":"2018-06-05T14:27:10-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/#webpage"},"isPartOf":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/#webpage"},"articleSection":"Insurance, Bethlehem PA, Saucon Insurance Agency"},{"@type":"BreadcrumbList","@id":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.sauconinsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.sauconinsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.sauconinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.sauconinsurance.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.sauconinsurance.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/#listItem","name":"Protecting Your Livelihood with Umbrella Insurance"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.sauconinsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/#listItem","position":3,"name":"Protecting Your Livelihood with Umbrella Insurance","previousItem":{"@type":"ListItem","@id":"https:\/\/www.sauconinsurance.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.sauconinsurance.com\/blog\/#organization","name":"Insurance Blog | Saucon Insurance Agency","url":"https:\/\/www.sauconinsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.sauconinsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.sauconinsurance.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/#webpage","url":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/","name":"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency","description":"Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem,","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/#breadcrumblist"},"author":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2018-04-09T02:00:00-06:00","dateModified":"2018-06-05T14:27:10-06:00"},{"@type":"WebSite","@id":"https:\/\/www.sauconinsurance.com\/blog\/#website","url":"https:\/\/www.sauconinsurance.com\/blog\/","name":"Insurance Blog | Saucon Insurance Agency","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.sauconinsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Insurance Blog | Saucon Insurance Agency |","og:type":"article","og:title":"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency","og:description":"Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem,","og:url":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/","article:published_time":"2018-04-09T14:00:00+00:00","article:modified_time":"2018-06-05T20:27:10+00:00","twitter:card":"summary","twitter:title":"Protecting Your Livelihood with Umbrella Insurance | Insurance Blog | Saucon Insurance Agency","twitter:description":"Umbrella insurance pays additional funds when your primary policies are triggered. Self-employed people, solopreneurs, private contractors, home-based workers, and other non-traditional wage earners need umbrella coverage to protect the tools and property they use to make a living. Here are some ways a commercial umbrella policy from the Saucon Insurance Agency can keep your Bethlehem,"},"aioseo_meta_data":{"post_id":"338","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:51:15","updated":"2025-12-23 05:20:24","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.sauconinsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.sauconinsurance.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tProtecting Your Livelihood with Umbrella Insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.sauconinsurance.com\/blog"},{"label":"Insurance","link":"https:\/\/www.sauconinsurance.com\/blog\/category\/insurance\/"},{"label":"Protecting Your Livelihood with Umbrella Insurance","link":"https:\/\/www.sauconinsurance.com\/blog\/protecting-your-livelihood-with-umbrella-insurance\/"}],"_links":{"self":[{"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/338","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=338"}],"version-history":[{"count":1,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/338\/revisions"}],"predecessor-version":[{"id":339,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/338\/revisions\/339"}],"wp:attachment":[{"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}