{"id":538,"date":"2022-05-30T04:00:00","date_gmt":"2022-05-30T10:00:00","guid":{"rendered":"https:\/\/www.sauconinsurance.com\/blog\/?p=538"},"modified":"2022-05-13T14:46:43","modified_gmt":"2022-05-13T20:46:43","slug":"what-types-of-businesses-need-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.sauconinsurance.com\/blog\/what-types-of-businesses-need-commercial-insurance\/","title":{"rendered":"What Types of Businesses Need Commercial Insurance?"},"content":{"rendered":"<p><span style=\"color:#000000\">Running a business is expensive. However, some business owners are hesitant to get insurance for fear of falling through the gaps and incurring unnecessary expenses. With the recent growth of the digital economy, having commercial insurance is more important than ever. Do you need an insurance policy for your business? The answer is a resounding yes &ndash; but only if you do it correctly. Let&#8217;s look at why you need commercial insurance and what to consider.&nbsp;<\/span><\/p>\n<h3><strong><span style=\"color:#000000\">What Services Does Your Business Offer?<\/span><\/strong><\/h3>\n<p><span style=\"color:#000000\">Most businesses provide one or multiple types of services or goods. For example, a beauty salon might provide beauty services and hair extensions. A plumber might have services, including installing water softeners and plumbing, and an emergency services company that provides plumbing repair and installation.&nbsp;<\/span><\/p>\n<h3><strong><span style=\"color:#000000\">Why Get Commercial Insurance?<\/span><\/strong><\/h3>\n<p><span style=\"color:#000000\">With so many service businesses now operating online, it&#8217;s essential for those running a service business to have commercial insurance. Many of these businesses are run as &quot;one-offs&quot; with no plans for long-term viability. It&#8217;s easy for these businesses to get by with limited commercial insurance coverage, but it would be a considerable investment for those who might not need it. The insurance covers the equipment in your shop and any excesses that may occur.&nbsp;<\/span><\/p>\n<h3><strong><span style=\"color:#000000\">Insurance You Should Get for Your Business<\/span><\/strong><\/h3>\n<p><span style=\"color:#000000\">As with any other business, you will need to purchase business insurance to cover lawsuits, property damage, and medical bills. However, business insurance has a high deductible compared to other insurance products, which means you only have to pay out-of-pocket if you meet the deductible.&nbsp;<\/span><\/p>\n<h3><strong><span style=\"color:#000000\">Wrapping Up<\/span><\/strong><\/h3>\n<p><span style=\"color:#000000\">If you operate a business, it&#8217;s important to get commercial insurance.&nbsp;A common form of commercial insurance includes property, liability, and business interruption insurance. Whether you own your business or work for a large corporation, you will likely want to purchase commercial insurance to protect your company against the associated risks. For help, consult Saucon Insurance Agency in Bethlehem, PA. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Running a business is expensive. However, some business owners are hesitant to get insurance for fear of falling through the gaps and incurring unnecessary expenses. With the recent growth of the digital economy, having commercial insurance is more important than ever. Do you need an insurance policy for your business? The answer is a resounding [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[227,226],"class_list":["post-538","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-bethlehem-pa","tag-saucon-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/538","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=538"}],"version-history":[{"count":1,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/538\/revisions"}],"predecessor-version":[{"id":539,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/538\/revisions\/539"}],"wp:attachment":[{"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=538"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=538"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sauconinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=538"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}