{"id":710,"date":"2025-12-31T12:00:00","date_gmt":"2025-12-31T18:00:00","guid":{"rendered":"https:\/\/www.sauconinsurance.com\/blog\/?p=710"},"modified":"2025-12-08T08:08:29","modified_gmt":"2025-12-08T14:08:29","slug":"things-personal-umbrella-insurance-covers-that-traditional-insurance-might-not","status":"publish","type":"post","link":"https:\/\/www.sauconinsurance.com\/blog\/things-personal-umbrella-insurance-covers-that-traditional-insurance-might-not\/","title":{"rendered":"Things Personal Umbrella Insurance Covers That Traditional Insurance Might Not"},"content":{"rendered":"<p>Personal umbrella insurance is a great investment because it gives you the additional financial coverage you might need that your traditional insurance policy might not be able to pay out (i.e., when damages exceed what your policy is willing to pay out). The concept of personal umbrella insurance is easy to understand, but what you may not know is that personal umbrella insurance can help you get coverage for things that your other personal insurance policies might not cover you for. But what are these things, and are they useful? Here are a few of the things that personal umbrella insurance covers that traditional insurance might not. Once you&#8217;re ready to begin shopping for a personal umbrella insurance policy, we&#8217;ll be here at Saucon Insurance Agency to support you, serving Bethlehem, PA, and beyond!<\/p>\n<h2>Unique Things That Umbrella Insurance Covers<\/h2>\n<p>For the most part, personal umbrella insurance covers exactly what you&#8217;d expect it to. This includes various scenarios, like any lawsuits that you may have to pay for to defend yourself, personal injuries and liability, and dealing with uninsured motorists who have hit your car and are unable to have their insurance cover the damages. However, personal umbrella insurance goes beyond just offering coverage for these essentials. With your personal umbrella insurance, you can also cover scenarios like libel, defamation, and slander. Are these useful? If you do find yourself on the receiving end of such cases, your personal umbrella insurance will prove an invaluable addition. More than that, it doesn&#8217;t cost much to get personal umbrella insurance, so you&#8217;re not paying a ton to get additional protection you might need in the future.&nbsp;<\/p>\n<h2>Start Shopping for Personal Umbrella Insurance With Saucon Insurance Agency<\/h2>\n<p>Saucon Insurance Agency, serving Bethlehem, PA, is here to help you with your insurance needs. We make it easier to find the right insurance policy so that you don&#8217;t have to spend more time than necessary getting the coverage you deserve. Call us today for a quote.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Personal umbrella insurance is a great investment because it gives you the additional financial coverage you might need that your traditional insurance policy might not be able to pay out (i.e., when damages exceed what your policy is willing to pay out). The concept of personal umbrella insurance is easy to understand, but what you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,12,174,243,226],"class_list":["post-710","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-bethlehem","tag-insurance-2","tag-pa","tag-personal-umbrella","tag-saucon-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Personal umbrella insurance is a great investment because it gives you the additional financial coverage you might need that your traditional insurance policy might not be able to pay out (i.e., when damages exceed what your policy is willing to pay out). The concept of personal umbrella insurance is easy to understand, but what you\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"bethlehem,insurance,pa,personal umbrella,saucon insurance agency\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.sauconinsurance.com\/blog\/things-personal-umbrella-insurance-covers-that-traditional-insurance-might-not\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Insurance Blog | Saucon Insurance Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Things Personal Umbrella Insurance Covers That Traditional Insurance Might Not | Insurance Blog | Saucon Insurance Agency\" \/>\n\t\t<meta property=\"og:description\" content=\"Personal umbrella insurance is a great investment because it gives you the additional financial coverage you might need that your traditional insurance policy might not be able to pay out (i.e., when damages exceed what your policy is willing to pay out). 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