If you and your fiancé want a large wedding with many guests or are considering holding the event at an unconventional venue in Bethlehem, PA, you may want to consider wedding insurance to cover associated liability risks. Many people are unaware that these policies exist. Saucon Insurance Agency can guide you through the process to protect you and your guests from unexpected events.
Understanding the Unique Risks of Weddings
Wedding liability insurance is designed to protect and reimburse a wedding couple for specified losses that could occur during the rehearsal, wedding, and reception. Some policies even cover events on the day after the wedding. While most insurers offer provisions for stolen wedding gifts, liability coverage is often considered an add-on. Many venues now require couples to have wedding liability insurance in place before they can contract with the facility. Venue owners mandate this insurance to protect themselves from financial losses that may occur due to accidents during the event. If you plan to serve alcohol at the event, the risk of accidents increases. A liquor liability provision can protect you from alcohol-related incidents caused by your guests and may cover medical expenses, property damage, and legal fees.
How Wedding Liability Insurance Protects You
The liability coverage in your wedding insurance policy can protect you from the following:
- Damage to the facilities where your events take place
- Slips, falls, or other accidents caused by vendors’ equipment
- Accidents resulting from unforeseen events, such as bad weather
Optional coverage may also include provisions for medical payments for injured guests. Having these provisions in place provides couples with an extra layer of protection, even if vendors and venues already have liability insurance.
Let Saucon Insurance Agency, serving residents of Bethlehem, PA, guide you through the process of protecting yourself on your big day. Contact our office to schedule an appointment and learn more about our services.