One of the best ways to protect your newly established business in Bethlehem, PA is to obtain a commercial insurance policy. Commercial insurance from Saucon Insurance Agency can protect your business property, services, products, workers and finances against risks that could cause financial loss. What kind of protection does commercial insurance offer?
As an entrepreneur, you’ll face many challenges in building your business. A lawsuit could cause you to close up shop before you even get started. General liability protects you against the threat of lawsuits due to accidents that cause serious injury or property damage to others on your business property. You can also obtain specific liability coverage for protection against explicit industry threats.
Business property protects your commercial property against such perils as fire, vandalism, theft or natural disasters. This includes your warehouse, office, business equipment and products. If any of these suffer damage or loss in a covered peril, your insurance will pay repair or replacement costs. This saves you from having to pay these expenses out of pocket.
If a disaster forces your business to close down temporarily, business interruption insurance will provide financial resources to stay afloat while repairs are being made. Business interruption insurance will compensate your business for lost income, operational costs, employee wages, rental or lease payments and more, saving your fledgling business from financial ruin.
Workers’ comp protects your employees against injuries on the job. It covers medical expenses and lost wages if workers need time off to recuperate from their accident. This coverage also protects you against lawsuits by employees seeking extra compensation for injuries on the job.
To learn more about commercial insurance for your startup, call or visit Saucon Insurance Agency, Bethlehem, PA. We can help you obtain competitive commercial coverage suited to your individual business needs.