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Day to day business of any company comes with its fair share of liability. So what is liability in terms of small business you might ask? This can include things like injury to customers or employees, libel, slander, and much more. How do small businesses handle it?

In most cases, small businesses are going to work to create a business plan and practices that mitigate and plan for this type of issue on a daily basis. Business owners will provide safe environments for customers and for employees making sure they take the time to truly watch out for the safety for their patrons and employees.

The human resources department of any small business will also work to mitigate and cover issues before they go full scale and go public and potentially ruin a business. The other method for coverage is to take out a commercial insurance policy that covers your liability from day to day.

This will offer coverage for things like injury and for legal costs in the case of slander and other issues. In general, this type of policy is a blanket that will help to protect owners from a wide range of issues that are going to pop up from time to time. There is no way to avoid liability for any size business all together but having a great policy in place can help to cover the damages if you do find yourself in a situation where everyday liability is in question.

For those in the Northampton County, PA area, Saucon Insurance Agency can help pair you up with a policy that is going to cover your needs and make every day functioning much safer for the business owner and those that frequent the business.

Notice A Car Accident? What You Can Do To Help

When you’re driving in Pennsylvania, you could easily see an accident happen right in front of you. There’s a lot you can do help. The more you know, the more helpful you can be. What you do at the scene could be what saves the lives of the victims.

Call 911

Many people don’t call when they should because they think someone else has already made the call. The operator will ask you about location, number of cars, and other details. You may also be asked to stay on the line until help has arrived.

Move Your Car

You don’t want to be in the way of first responders, or oncoming traffic. Plan on being at least 100 feet away from the accident, and off to the side of the road.

Talk to the Victims

Go over to the cars, if it is safe to do so, and talk to the victims. Let them know that help is on the way and ask how they are doing. They may be in shock, so be patient with them. If they can safely get out of the car, help them. Otherwise, wait for help to arrive.

Turn Cars Off

Many times, cars are still in drive when there is an accident. Be sure to get them into park and then turn the key so the ignitions shut off. This can prevent a fire as well as the car moving forward, causing any further damage.

Wait for Help

You called 911, so now you have to be patient and wait. Once help comes, you will likely be asked for a statement.

Call now and talk to our agents at Saucon Insurance Agency to learn more about car insurance in Northampton County. We work with some of the best insurance companies in PA to give you a great deal.