Having your vehicles insured is essential, and that includes motorcycles. But what about in the winter months, when there’s snow and ice on the roads in and around the Bethlehem, PA area? You may be tempted to drop the insurance on your bike if you’re not riding your bike. If you’re unsure whether that’s a good idea or have other questions about motorcycle insurance, Saucon Insurance Agency can help you figure out the best course of action to protect your bike all year.

Even if you’re not riding, it’s important to remember that insurance provides you with other significant benefits when protecting your motorcycle. For example, you may have coverage that will replace it if it is stolen. If you don’t have insurance on the bike during the winter, you won’t be covered for theft. Some people also have collision insurance on their motorcycles, and you don’t want to be without that if you get a warm day to ride during the wintertime.

For people who garage their bikes all winter, it’s worth asking your agent whether there are reduced coverage options you can switch to. However, most people find that the value they get from motorcycle coverage is well worth it for the peace of mind they experience. Keeping your bike covered by an insurance policy throughout the year is an excellent way to reduce any risk of damage or theft and help you feel more secure overall.

If you’re in the Bethlehem, PA area, have questions about motorcycle insurance, or want to get or update a policy, Saucon Insurance Agency is here to help. Contact us today, and let us help you find the type of policy and coverage level right for you and your bike.

Managing personal liability risks is vital for anyone who lives in the Bethlehem, PA, area. As you are looking to manage your personal liability risks properly, getting insurance is always a good idea. One type of coverage to consider obtaining is umbrella insurance. This is blanket liability insurance that offers excellent support in various situations. There are various scenarios when someone will want to carry this insurance. 

When Not Protected by Certain Risks

Home and auto insurance do provide many people with meaningful liability coverage. However, these policies will not provide all the coverage needed to offset all personal liability risks and concerns. In these situations, you could face liability risks you are not protected against. However, if you have an umbrella insurance plan, you will have helpful coverage that provides blanket support to ensure you remain appropriately covered and protected. 

When Limited in Coverage

If you have other liability insurance through different insurance plans, it is still a good idea to consider liability insurance. The other policies tend to have limited amounts of coverage that can be exhausted if a liability claim is significant enough. Under umbrella insurance, you will get additional coverage for your existing policies. This will ensure you are supported if you are found responsible for a bad claim. 

A proper umbrella insurance plan should be necessary if you are in the Bethlehem, PA area. If you are looking for this coverage here, you can start the process by calling our team at Saucon Insurance Agency. There are many options to consider when looking for coverage, and our team at the Saucon Insurance Agency can answer any questions you have.