Should All Residents in Bethlehem Have Personal Umbrella Insurance?

By definition, umbrella insurance was named to connote the catch-all feeling that it was always meant to provide. If you live in Bethlehem, PA, it can sound like a cozy policy that you’ll need on a particularly rainy day. But does everyone need it? Saucon Insurance Agency is here to help you learn more. 

The Gist of Umbrella Insurance 

The short answer to this question is that not every Bethlehem citizen will need umbrella insurance. However, it is a nice type of policy for everyone to have. This insurance policy applies to liability claims, which can affect anyone — even if you don’t own your own home or business.

For example, if someone injures themselves in your apartment or rented duplex and sues you for their current and future injuries, a standard insurance policy may only cover a portion of the expenses. The same is true for auto insurance, home insurance, and boat insurance. Umbrella insurance will pick up the additional costs, in case you’re involved in a particularly lengthy liability case. 

Who Umbrella Insurance Is Recommended For 

This type of policy is usually taken out by people who are more likely to get sued, such as a prominent business owner or other public figures. But it can be an excellent option for small business owners too. For example, if you owned a home that also doubles as a business where you see clients, you’ll want additional protection in case something happens to them. 

If you have questions about whether umbrella insurance is right for you in Bethlehem, PA, call Saucon Insurance Agency today. What this policy is designed to do is give you that much coverage in difficult situations, giving you a sense of control during a trying time. 

The Process to Get Motorcycle Insurance for Your New Ride

Deciding to make the move in your life to buy a motorcycle is about as exciting as it gets. A motorcycle is such a great investment and opens you up to just getting out there and enjoying the wide spaces in front of you. With a motorcycle, though, you want to be sure you have adequate protection for you, the bike, as well as other folks and vehicles around you on the open road. This is why it is important to go through the process of purchasing motorcycle insurance.

Motorcycle insurance is a requirement in the state of Pennsylvania. Without insurance, the motorcycle cannot be registered and out on the open road in a legal manner. When you get a motorcycle, you want to begin to scan the market to see what is out there for options.

The internet is a powerful thing as you can start to learn more about what motorcycle insurance typically covers, what options you have, and more. As you go through the process of buying motorcycle insurance, find a provider that you feel comfortable with, that can give you payment options that work for you at prices you find value within.

Working with an insurance agency is a powerful thing when seeking out motorcycle insurance in Bethlehem PA. You want to work with an agency that can help you understand the lay of the land, the full market in front of you. Buying motorcycle insurance blind, without professional assistance, can leave you exposed where you do not want the liability. Work with the Saucon Insurance Agency today to ensure your motorcycle insurance meets and exceeds your needs and value proposition,