What Is Appliance Insurance?

Major appliances like stoves, refrigerators, and dishwashers are huge investments compared to appliances in the past. New appliances are full of digital components that require more advanced technology in terms of repairs or replacing components that are defective or damaged. The agents at Saucon Insurance Agency offer appliance insurance to the residents of Bethlehem, PA to protect them from bearing the full brunt of the cost if an appliance breaks down or needs to be replaced.

What Is Appliance Insurance?

Appliance insurance can be purchased to go along with your homeowner’s insurance. The concept of appliance insurance is much like that of a warranty. Policies protect against breakdowns that require the unit to be repaired or replaced. While there is still a deductible to be paid, the majority of the cost of repairing or replacing the appliance is absorbed by the appliance insurance policy.

Protect Your Investment

Adding the appliance insurance to your homeowner’s policy will help to protect you from financial loss if an appliance breaks down or cannot be repaired. Protecting your investment is essential if you want to avoid having to buy a new appliance out of pocket. New appliances with digital controls can be extremely expensive, so having the insurance in place can save you from a hefty financial loss if one would break down.

Residents living in or near Bethlehem, PA can call Saucon Insurance Agency if they are interested in learning more about appliance insurance. The agents encourage their clients to call the office and schedule a consultation so all of their questions and concerns can be addressed. Appliance insurance policies can be added to your homeowner’s insurance for an additional fee each month.

Does Comprehensive Insurance Cover Vandalism?

Having the right type of auto insurance is the best way to protect you and your vehicle from a variety of threats and events that can cause serious financial and personal setbacks. One of the most important parts of coverage is your comprehensive coverage. It protects you from a variety of damages and threats, but does it cover vandalism?

Comprehensive Coverage

If you have comprehensive coverage, it is going to protect you from vandalism and even damage caused by wild animals and Mother Nature. It is crucial to find out what the limitations of the policy are so you know if you are going to be covered for the full value of the car in case the vehicle sustains enough damage to be considered “totaled”. Unfortunately, vandalism damage can ruin an engine and the body of the vehicle in an extreme manner. Always select the right type of comprehensive insurance for new vehicles. 

Knowledgeable Agencies

Most reputable agencies have knowledgeable agents willing to explain coverage in great detail. They will suggest coverage options that will provide complete coverage for whatever life throws at your vehicle. If you are looking for good auto insurance, consider consulting Saucon Insurance Agency serving the residents of Bethlehem, PA. Their agents will take the time to get to know your situation and recommend a solid course of action.

If you have a newer or valuable vehicle, you need good comprehensive coverage that will protect you in the event of damage or theft. If you are a resident of the Bethlehem, PA area, you can count on Saucon Insurance Agency to guide you through the policy selection process and even assist with claims. Call or stop by for more information.