Why Home Insurance Is A Necessity

It’s a significant achievement to become a homeowner for many of us. For those who have lived in their homes for years or recently become first-time owners, there’s one thing they all have in common. It’s the need for good home insurance. It’s a responsibility that should not be underestimated. At Saucon Insurance Agency, we help residents like the ones in Bethlehem, PA understand the importance of protecting their investments.

Why Should You Have Home Insurance?

Below are a few reasons why you should have a home insurance policy. Your home is likely the most significant financial investment you’ll ever make. It is good to plan accordingly.

Home insurance is required if you have a loan with a lender. This ensures that any damage or loss to your property can be repaired or replaced. It doesn’t just protect your home. It also covers your personal belongings like furniture, appliances, and clothing. If your items are lost or damaged due to a covered event like fire or theft, your policy can assist you in replacing them.

If your home isn’t livable after a storm or fire, you can get a temporary place to live. There is also a part of the policy that protects your liability. For instance, you might have someone who fell or was injured on your property. If they sue you for negligence, your home insurance policy can help cover the legal fees and any settlement or judgment awarded against you.

Get A Free Estimate

Finally, you can’t forget about peace of mind. We want you to enjoy your home and not live in worry about what to do with an unexpected event. Contact our professionals from Saucon Insurance Agency for more information about home insurance policies in Bethlehem, PA.

All You Need to Know About Auto Insurance in Pennsylvania

Are you a car owner living in the state of Pennsylvania? Are you thinking of getting an auto insurance policy or updating the existing car insurance you already have? In this article, we are going to share with you some crucial information about car insurance in Pennsylvania. 

What Should You Know About Auto Insurance in Pennsylvania?

  • It is illegal to drive in Pennsylvania without car insurance. As a driver, you must have proper auto insurance. It is against the law to be behind the wheel without insurance.
  • Pennsylvania is a no-fault state. That means all drivers in this state must have a minimum of $5,000 in personal injury protection policy. It will cover medical costs regardless of who has caused an accident. 
  • Personal injury protection (PIP) is also mandatory in Pennsylvania. Every car owner and driver in Pennsylvania must have personal injury protection coverage. The minimum amount is $5,000. 
  • Optional coverages. You can also get additional coverage for better protection. They include underinsured/uninsured motorist coverage, medical benefits coverage, comprehensive coverage, and some others. They are not mandatory, but it is worth having them. 

Saucon Insurance Agency – We Help You Get the Auto Insurance Coverage You Need

Finding proper auto insurance can be challenging because there are many things to consider. If you live in Bethlehem, PA, or any other town in Pennsylvania, and you need assistance finding car insurance, Saucon Insurance Agency is ready to help. Our team of experienced and qualified insurance experts will consider your personal insurance needs and offer you the best option. Reach out to us for more information and details.