Monthly Archives: January 2018

Upgrade Motorcycle Insurance

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If you ride a motorcycle, having adequate motorcycle insurance is critical. Keeping your insurance up-to-date is just as important.

There are some good reasons to upgrade your motorcycle insurance coverage. For example, an insurance review is a good idea if you move, change jobs, change parking, add or subtract users, add customized parts to your motorcycle, or make modifications that increase its value.

Moving, Changing Jobs, or Changing How Your Motorcycle is Parked

Keep your agent, at Saucon Insurance Agency serving Bethlehem, PA, informed if you plan to move or if how you park your motorcycle changes. For example, if you plan to park your motorcycle inside a secured garage at home or at work when it was previously parked outside let our agent know.

If you use your motorcycle to commute to work and you change jobs that significantly changes the distance of your commute, also it is a good idea to let your agent know.

Changing Riders and/or Users

This one is easy to overlook. If those who use your motorcycle change, be sure to inform your insurance agent. It is always a good idea to be open about how a motorcycle is being used so that you get the best advice about insurance coverage from your agent. This will help to avoid any potential problems later.

Modifications

Many motorcycle owners continue to work on them making customized improvements. This can increase the value of a motorcycle. Be sure to inform your agent if you do any new customized work that needs to be covered by insurance.

For these changes or any others, reach out to your agent at Saucon Insurance Agency serving Bethlehem, PA to make sure your coverage is up-to-date and provides adequate protection. An insurance review is free with no obligation. Knowing your coverage is set properly brings a significant increase in your peace of mind.

What are the Auto Insurance Requirements?

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Having a car is a practical necessity for many people. Due to the importance of a vehicle making sure you have proper insurance is very important.  For those that are in the Bethlehem, PA area, there are several types of coverage that need to be in place in order to stay in compliance with the law other parties. 

Property Damage Liability

In the state of Pennsylvania, you will be required to carry a minimum amount of liability insurance on your vehicle. One part of this is property damage coverage. While you should likely have more coverage than the minimum, the state requires you to have at least $5,000 in property damage coverage. This will cover the damage of the other party’s vehicle in the event you are found at fault in an accident

Bodily Injury Liability

The state will also require you to carry a minimum amount of bodily injury liability coverage. This will provide medical coverage to those that are involved in an accident.  The state requires you to carry coverage amounts of at least $15,000 per person and $30,000 per accident.

Comprehensive and Collision Coverage

While the state requirements only require you to have liability insurance, you will likely need to have additional collision and comprehensive insurance in the event you have an auto loan. These types of coverage will provide you with coverage in the event your vehicle is damaged in an accident if it is stolen, damaged, or involved in an accident with an animal.

If you are in the Bethlehem, PA and are in need of auto insurance, the Saucon Insurance Agency will be able to provide you with valuable services.  The Saucon Insurance Agency will be able to help you to better understand your insurance needs and make sure you get into the right policy.