Because riding a motorcycle carries some serious risks, it is important to get a policy that reflects the possibility that you may be responsible for property damage and medical bills. Saucon Insurance Agency is available to help riders in Pennsylvania obtain coverage that matches their needs and the state requirements.
Ideally, a motorcyclist should have an insurance policy that protects in the event of hospitalization or damage to their bike, as well as others who may be injured so that the cyclist is not personally liable. Basic liability coverage is required on all motor vehicles within the state. Helmets are also necessary unless a rider is experienced, over the age of 21, and has taken certain safety courses offered by the department of transportation. Those who ride daily may also want to invest in a policy that offers additional coverage, as their risk of getting into an accident will increase significantly.
Pennsylvania has laws that require motorcyclists to carry insurance and present proof of insurance to any law enforcement officer. Because motorcycle insurance is required anyway, it is beneficial to talk to an agent about the kind of coverage that will work best in your personal situation and keep you compliant with the local laws. This can avoid problems later related to confusion about the details of your coverage.
Get a policy that offers more protection today
If you want to obtain or change coverage for your motorcycle insurance in the Bethlehem, PA area, please contact Saucon Insurance Agency as soon as possible. An experienced agent can discuss Pennsylvania’s motorcycle regulations with you and offer coverage options that will make sense given your driving habits.