If you live in the city of Bethlehem, PA, and are interested in learning about collectors vehicle insurance, you may want to see what the professionals at Saucon Insurance Agency have to offer on the topic.

Collectors car insurance is also known as classic car insurance. It is somewhat similar to regular auto insurance, except that with regular auto insurance, the vehicle is usually only going to be covered up to its actual cash value. This is going to be the replacement cost with depreciation subtracted. However, collectors car insurance is going to cover your vehicle for a value that is agreed upon by both you and the insurance company. Collectible cars actually increase in value over time, rather than decrease like a regular vehicle.

There are many different types of collector vehicle insurance, depending on the specific type of collectible vehicle. The age of and modifications to the vehicle can come into play when determining the type of insurance that you are going to purchase for it. Just as is the case with regular auto insurance, collectors vehicle insurance is going to include different types of coverage that will protect you while you are out on the road; these include liability, comprehensive, collision, medical payments, and coverage for uninsured/underinsured motorists.

In the state of Pennsylvania, drivers are required to buy and maintain auto insurance in order to legally drive. As is the case in any state, the auto insurance requirements in Pennsylvania will extend to collectible vehicles as well.

If you are interested in collectors vehicle insurance in Bethlehem, PA, you should contact Saucon Insurance Agency. The people who work at this agency may be able to provide you with some useful information and even give you some guidance on the specific collector’s vehicle insurance policy that you should choose.

Most brides spend years planning the wedding of their dreams. Every detail has to be perfect. So many aspects all have to fall into place. The venue must be perfect, the food, the flowers, the music, and the dress. Many things can be controlled but some things are beyond anyone’s control. No one wants to think about things not being perfect on their wedding day but as everyone knows, things happen. The wise bride has a contingency plan that includes wedding insurance. In Bethlehem, PA, Saucon Insurance Agency has almost two hundred years of experience combined with a modern view of insurance coverage. 

Wedding insurance can help to protect your investment if something happens. When you have scheduled your wedding for a particular day and venue, you will be financially committed to a selection of vendors. A basic wedding insurance policy can help with some of the non-refundable deposits you have to make if your wedding has to be canceled or postponed. But like many other types of insurance policies, there are exclusions and you may need to add additional coverage for any things not covered. 

You can design a wedding insurance policy to fit your need: Some coverage to consider:

• Liability coverage: Damage to the venue and injury to a guest.
• Alcohol-related liability: A must if alcohol is being served.
• No show vendor or a vendor going out of business. 
• Cancellation or postponement due to a covered hazard.
• Honeymoon reimbursement in the event of a cancellation or postponement

One thing to keep in mind, wedding insurances can protect you from many eventualities. However, if either of the participants changes their mind and decides not to go through with the ceremony, your wedding insurance will not reimburse you for lost money. 

Contact Saucon Insurance Agency in Bethlehem, PA for all your insurance needs.