Explaining Camper & Boat Insurance

Saucon Insurance Agency assists the Bethlehem, PA community through helping residents find the coverage that they need to protect their assets. We use our standing as an independent agency to our advantage by ensuring that our clients find policies that align with their individual needs.

Camper & Boat Insurance

If you enjoy taking your camper across the country to enjoy new experiences, it’s important that you have protection. Camper insurance allows you to protect one of your major investments. The policy protects the camper in the event that it is damaged or vandalized. The policy also covers the inside of your campers and all of your possessions. Comprehensive coverage ensures that you have protection in the event that your camper is damaged in a fire or some other type of natural disaster. You can amend your policy to cover any water damage to your camper as a result of flooding or drainage issues.

It’s important that you have liability coverage as well so that you will be protected in case there is an accident and someone gets injured. The policy also covers your boat in the event that it is damaged or stolen. If your boat is vandalized while you are camping somewhere, you will be protected. When you bring your boat on the water, pay attention to the navigational limits, so that you will avoid areas where you don’t have coverage.  You can amend the policy to ensure that all of your belongings and accessories on the boat are covered in the event that they are stolen.

Consult With Saucon Insurance Agency

Stop by our office in Bethlehem, PA today. We will assess your situation and help you find the coverage that you need.

Three mistakes to avoid when you purchase RV insurance

You need to protect the value of your RV and meet your state liability insurance requirements with the right RV insurance policy in Bethlehem, PA. RV insurance is one of the types of insurance we provide at Saucon Insurance Agency.

The following are three mistakes you want to avoid to get the best possible RV insurance coverage for your needs.

Not getting a policy with an agreed upon RV value

You can expect the best results from a total loss in an RV accident if you invest in an agreed upon RV value. Otherwise, depreciation might significantly detract from the amount you get from the insurance company after a total loss.

Failing to specify that you live in your RV

If you live in your RV full time, it’s important to specify a full-time insurance coverage option. This will basically treat your RV like it’s your home and lead to coverage for not only the RV itself but also your possessions within the RV. This is the best option for full-time RVers to protect their assets. 

Buying the cheapest coverage available

There are a lot more factors to consider than just price alone. If you’re just paying the cheapest possible monthly premiums, you might be putting yourself at risk of significant financial damages in the event of an accident.

Make sure you get numerous quotes before purchasing a policy. Also, make sure that you evaluate these quotes carefully and choose the policy that offers the best value. 

Would you like to explore our policy offerings at Saucon Insurance Agency? We’re here to help. Contact us to learn more about our RV insurance policies in Bethlehem, PA.