Owning a business is a dream come true for many entrepreneurs. Business ownership brings a sense of unrivaled fulfillment and accomplishment. However, business owners must be ready to contend with the risky nature of the business environment. Otherwise, your hard-earned business could evaporate as you watch.

One way you can risk-proof your business is by considering commercial insurance from Saucon Insurance Agency. Commercial insurance comes to your rescue when the unexpected occurs. Here is how commercial insurance protects your Bethlehem, PA business.

• Liability protection: Regardless of the nature of your business, you are never far from liability claims. Unfortunately, liability claims can be costly, and one incident can be enough to bring your business down. Commercial insurance cushions your business when accused of property damage, bodily, and advertising injury. Additionally, business insurance covers legal costs when sued.
• Assets protection: Commercial insurance protects your inventories, furniture, buildings, computers, and other assets from risks like fire, theft, vandalism, etc. Business insurance compensates you when disasters strike, lessening your financial burden.  
• Employee protection: Your employees are one of the most prized assets, so it makes sense to protect them with business insurance. Worker’s comp insurance covers medical expenses and ongoing care for employees injured in work-related activities.
• Protects your reputation: Commercial insurance builds confidence among your customers, investors, and suppliers. Business insurance ensures that the stakeholders’ interests are protected should something go amiss.
• Legal compliance: All businesses must purchase worker’s comp insurance to operate legally in Pennsylvania. Besides, you must purchase commercial auto insurance if you have commercial vehicles. Failure to buy the required commercial insurance may result in fines and penalties.
• Protects your business from cyber crimes: As more businesses become digitalized, they have become a target of cybercriminals. While commercial insurance won’t prevent your business from malicious online activities, it cushions you financially when data breaches happen.

Do the above benefits appeal to you? It’s time to protect your Bethlehem, PA business with commercial insurance. Please get in touch with Saucon Insurance Agency for a comprehensive yet affordable business insurance policy.

Getting the employee benefits insurance you need can make it easier for your company to attract top talent. However, you need to avoid certain mistakes to ensure you get the most out of investing in employee benefits insurance at your company.

At Saucon Insurance Agency, we offer employee benefits insurance to companies in Bethlehem, PA. The following are three mistakes to avoid to ensure that your company and employees are getting as much as possible from your employee benefits insurance.

Paying to offer employee benefits that your employees don’t want

When you invest in employee benefits insurance, the investment must make your company a more desirable place to work. This means that the employee benefits you pay for have to be wanted by your employees and prospective employees.

Consider the age and life goals of your employees. Don’t pay to offer benefits that appeal more to older employees if most of your employees are young and won’t want those benefits. Be sure to analyze your employees’ demographics when deciding on the benefits to invest in. 

Providing employees with incomplete information about the employee benefits you offer

Your employees might not know to take advantage of the benefits you invest in if you don’t inform your employees about those benefits.

That’s why you need to give your employees information about the benefits available to them that could make them more inclined to stay with your company over the long term. 

Failing to notify prospective employees about the many benefits they’ll get at your company.

Simply informing your existing employees about the benefits at your company is not enough. It would help if you also made sure prospective employees know about them. That’s why you should always list the employee benefits you offer whenever you post a job listing about a current opening at your company. 

Call us at Saucon Insurance Agency today to learn about employee benefits insurance in Bethlehem, PA.