Monthly Archives: May 2024

Three Types of Fences You Can Put On Your Property

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As a homeowner, you have the right to make your property private, and a fence can offer you that support. Below are the most common types of fences you can get for your property and improve the overall value of the lot. 

1. Chainlink Fencing

One of the more affordable options is chainlink fencing. It doesn’t offer much privacy from neighbors and passersby, but it is great for outlining the perimeter of your property line. It can keep your pets and children on the property while keeping others out. It is durable and can last for several decades.

2. Vinyl Fencing

You can choose to have semi-private or completely private vinyl panels on your property. Vinyl fencing can come in various colors and offers you as much property as you need. It is durable when it comes to water but can be damaged easily by hail and wind. It is also pretty easy to clean. Wash it off periodically to keep the mildew and dirt down. 

3. Wood Fencing

Like vinyl, you can choose whether you want full or partial panels with your wood fence. Most homeowners opt for full panels, as they provide lots of privacy, allowing your space not to be viewed by neighbors and others traveling by. It is also durable and can be stained to match your aesthetic preferences. Wood fences are great for keeping your children and pets inside and keeping others out. They are affordable and easy to replace panels if they are damaged. You’ll want to use treated wood to keep it protected from the elements. 

If you’re a homeowner in the Bethlehem, PA, area, contact Saucon Insurance Agency today for a personal quote on home insurance. 

Bundling and Car Insurance

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There is little doubt you have heard the term bundling when it comes to personal insurance. But what is bundling, and why do insurance companies generally want you to do it? What types of insurance can be bundled, and what are the positives and negatives of bundling insurance?

If you live in the Bethlehem, PA, area and have wondered whether bundling is for you, here is what you should know from Saucon Insurance Agency.

What is Bundling?

Bundling is when an insurance provider offers two or more policies to a customer, usually at a discounted price. In essence, the insured buys multiple policies at a price that may be lower than if the policies were purchased individually.

What Types of Policies Can Be Bundled?

Almost any combination and type of insurance may be bundled, but generally, it refers to car insurance being bundled with homeowners’ or renters’ insurance.

Why Do Insurance Providers Encourage Bundling?

Basically, selling more policies to fewer policyholders is more efficient for insurance providers. Managing and servicing fewer customers with more policies can be more profitable. These savings can be passed down to consumers through a bundling discount.

What Are the Benefits of Bundling for Consumers?

Bundling allows insureds the ability to work with fewer providers. It also can lead to some significant savings.

What Are the Downsides to Bundling?

Bundling can be an issue if a consumer has a problem with how a company handles their car insurance claim but is happy with the homeowners’ coverage. Dropping one or the other can cause you to lose your discount. It can also be a little more confusing regarding how much you pay for each. Some people would rather have multiple banks and multiple insurance providers.

Learn More and Get a Quote Today

If you live and drive in the Bethlehem, PA, area and would like to know more about how bundling can save you money, reach out to Saucon Insurance Agency. We can prepare a bundled quote specifically for you. Contact us today.