You love getting out on the water once the weather warms up, but are you fully protected? If you love using a WaveRunner, Jet Ski, or other water sports device, it’s essential that you have the toy insurance you need to keep yourself safe. Our insurance agents at Saucon Insurance Agency, serving Bethlehem, PA, are here to help you have fun this summer while you stay protected with the coverage you need. We want to see you have fun this summer while resting assured that you’re protected in case something goes wrong.

Just like insurance for a boat or any other watercraft, you’ll need insurance to make sure that your water sports device is protected. Insurance on your personal watercraft will protect you in the incident that you or someone else get hurt while operating the machine. In Pennsylvania, personal watercraft insurance is not a requirement, but it’s a good idea to make sure you’re protected. If you don’t get insurance for your personal watercraft, you could face hefty payments if you get hurt, if someone else gets hurt, or if you cause damage to someone’s personal property. 

Call Saucon Insurance Agency, Serving Bethlehem, PA

At Saucon Insurance Agency, our agents understand how important it is for you to be able to enjoy watersports with the peace of mind that you’re protected by a solid insurance policy. We’ll work with you to help you find the perfect insurance policy for your watersports insurance needs. Reach out to us or stop into the office today to learn more about how we can make sure you’re protected and ready to play hard this summer. 

If you live in the Bethlehem, PA area, owning a home could be a great option. Those that are in this area of the state will enjoy the strong local economy and amenities that can continue to add to housing demand. If you do own a property in this city, it is important to consider all of your insurance needs. There are several reasons why you may need to get flood insurance on your property if you are in this area.

When Required by Lender

One situation when you may need to get a flood insurance policy is if it is required by a lender. All lenders are going to continue to check the FEMA map to see if your home is located in a flood zone. If you are in a high-risk zone, the lender will require that you carry insurance to protect against the flood risk. They will then likely require that you escrow for your flood insurance policy payments on a monthly basis. 

When Not Already Covered

Even if your home is not in a high-risk zone, you should still consider getting flood coverage. A flood insurance policy may be a good idea even if you are in a low-risk zone but do not have flood coverage included in your base home insurance policy. This will offset the unlikely risk that your home is damaged by a flood. 

When you are looking for a flood insurance policy for your Bethlehem, PA area home, you should call the Saucon Insurance Agency. The team at the Saucon Insurance Agency is experienced at helping people to identify risks that come with their particular situations. Based on this assessment, they can then help anyone to get into a policy that provides the right coverage, which could include a full flood insurance policy.