Monthly Archives: December 2022

Protect Your Special Day with Wedding Insurance

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Your wedding day is a joyous occasion but can also be stressful and expensive. There are countless details to consider, and anything can happen. Investing in wedding insurance is essential to protect your special day. Before your big day, let’s examine wedding insurance in Bethlehem, PA, and why you should get it.

What is Wedding Insurance?

Wedding insurance is an insurance policy that covers any financial losses caused by unforeseen events or circumstances related to the ceremony or reception. This coverage includes vendor no-shows, property damage, medical emergencies, and extreme weather conditions such as hurricanes or floods. It’s important to note that wedding insurance does not cover the costs of changes of heart—it only covers loss due to unforeseen events outside your control. A Saucon Insurance Agency agent can explain the different kinds of policies and what they can cover.

Why Invest in Wedding Insurance?

No matter how much planning you do for your big day, there are always risks involved when you host an event of this size. Wedding insurance helps protect you against them—and it’s pretty affordable! When you consider the financial risks of your wedding, the peace of mind that comes with insurance is invaluable.

Other reasons include the following:

  • Wedding insurance can cover vendors who fail to show up, deposit losses, and cause damage to attire.
  • Insurance can cover financial losses if you need to cancel or postpone your wedding due to unforeseen circumstances.
  • Wedding insurance can reimburse lost deposits due to the insolvency of a vendor.

Planning a wedding can be exciting and stressful—especially when it comes time to budget for all the unexpected expenses! Investing in wedding insurance can help protect you from many common risk factors associated with hosting an event like this. For more information about wedding insurance packages offered by Saucon Insurance Agency, contact us today!

Will a regular auto insurance policy cover a collector car?

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Collector car insurance is a type of specialty auto insurance designed specifically for people who own rare or vintage cars. These policies offer several benefits, including comprehensive coverage and higher liability limits, that are not available with regular auto insurance policies. Collector car policies also tend to be more affordable than standard auto insurance rates.

How does regular auto insurance work when it comes to collector cars?

Regular auto insurance policies typically do not cover collector cars. This is because collector cars are often worth more than regular cars, and the coverage provided by standard policies is not always sufficient to protect them. Instead, collectors should look for a policy specifically designed for collector cars. This type of policy offers comprehensive coverage, which can help protect the vehicle from damage or theft, and higher liability limits, which can help protect the driver if they are sued after an accident.

What are some of the exclusions on a collector car policy?

Some of the common exclusions on a collector car policy include damage caused by racing or stunt driving, damage resulting from the use of the car in a commercial setting, and damage caused by an accident that occurred while the vehicle was being driven by someone who did not have a valid driver’s license. It is important to carefully read through any collector car policy’s terms and conditions before purchasing it to ensure that it provides the coverage you need.

Contact us today!

If you have any questions about your collector car, please call us at the Saucon Insurance Agency today. We proudly serve the Bethlehem, PA area.