Protect Your Finances With Home Insurance

Every homeowner needs a home insurance policy to protect what is likely their biggest investment. A home insurance policy includes several different types of coverage that each protect your home and your finances. To find out more about home insurance, give us a call now at Saucon Insurance Agency in Bethlehem, PA.

Dwelling Coverage

Your house itself is covered with a home insurance policy. It covers a wide range of accidents and incidents that can cause house damage. Damage done to a home, especially serious damage, can be extremely expensive to pay for. Repair and material costs can be difficult for a homeowner to afford, but with a home policy, you don’t have to. The policy pays for those repairs, and it will pay to rebuild your house if it is necessary.

Coverage for Your Things

The items that you own inside your house are also valuable and can be expensive to replace. Imagine what you’ve paid over the years for all of your belongings. It adds up to a substantial amount. That amount needs protection too, and your home policy will take care of that. It will pay for your items to be replaced or repaired, depending on the need. Don’t be without this coverage so that you never have to replace all of your items at once. 

Living Elsewhere

If something serious did happen to your house, it may be rendered uninhabitable until it could be fixed. And while the repairs are being done, you won’t have to stay in your uninhabitable home. Your home insurance policy will pay for you to live somewhere else for a while until your house is inhabitable again. 

Get Your House Protected

To find out more about home insurance, you can call us now at Saucon Insurance Agency in Bethlehem, PA.

Is it Time to Update my Auto Insurance?

Auto insurance is a topic you cannot evade if you own a car. More still, because it’s mandatory to carry one in almost all states, including Pennsylvania. Also, remember the policy is essential as it cushions you against costs associated with accident-related cases.

Yes, you have the auto insurance policy, but have you ever asked yourself whether the coverage is enough? Imagine an incident involving your car, and your insurance informs you that this particular one is not insured. How devastating could this be? Well, that’s why it’s essential to update your insurance to avoid such incidents. 

But how do I know I should update my auto insurance? At Saucon Insurance Agency of Bethlehem, PA, we advise our clients to assess their auto coverages every year. However, your review doesn’t have to wait for a year when the below happens:

You have bought a new car

When you buy a new car, you need to transfer your old policy to reflect your new vehicle. The upgrade is necessary as a new car has a different sum assured different from your old vehicle.

You have a teen driver

If your teenage daughter or son starts driving your car, you need to upgrade your policy. Teenagers are considered risky drivers, and this will have an impact on your premiums. 

Your liability increases

Most people start their insurance policy by purchasing the minimum coverage required by the state. But with time, you realize the need to add your liability coverage to cover you optimally in case of a severe accident.

Auto insurance in Bethlehem, PA 

Upgrading your auto insurance policy is relatively straightforward. All you need to do is fill in the upgrade details in the renewal form. Ready to upgrade your policy? Call us at Saucon Insurance Agency for more information. Even if you are not sure whether your current policy is sufficient, talk to us for more details.