5 Tips to Disaster Prep Your Business

The sky can fall or the ground can rise at any moment, leaving your company in tatters in the wake of a natural disaster. Get your business ready for the possibility of tornados, hurricanes, earthquakes, and more with these disaster prep steps.

1. Prepare an Emergency Supply Kit

If a disaster hits unexpectedly, the lives of your employees and customers can depend on how close vital supplies are. Keep an emergency supply kit in stock according to the Red Cross guidelines, calculating the number of people as your typical number of employees and an average number of guests.

2. Develop and Implement Disaster Plans

Panic is dangerous in already tense situations. Keep people calm by having a clear plan of action for every type of disaster, eliminating the question of what to do from their minds.

3. Look for Disaster Readiness Resources

Our country does its best to look out for others, especially when circumstances veer out of control and into chaos. For example, small business owners may be eligible for disaster relief loans in the wake of an incident, but you’ll need to apply in order to take advantage of them. Check on the local, state, and federal levels for resources, and keep their contact information in your disaster prep kit from step one.

4. Seek an Outside Readiness Assessment

It can be hard to see where your disaster plans are lacking, especially if you don’t have any experience in managing similar situations. Once you’ve taken your first steps towards preparedness, call in an outside viewpoint like the Red Cross’s Ready Rating service to see how your company does.

5. Cover Your Business Assets with Commercial Property Insurance

The quickest way to recover from a disaster is to have the appropriate insurance plans in place. To give your business coverage against the overzealous winds of change, ask Saucon Insurance Agency for a quote on acquiring property insurance for your assets.

How safe are motorcycle passengers?

Riding with a motorcycle passenger is legal in all 50 states and can be done safely on larger bikes with a passenger seat. However, there are several things that a passenger and driver need to do to make the trip as safe as possible. Here are a few tips to make the ride safer for everyone involved.

1. Sit Still

Let the rider get on the bike first. Then, when they are ready, the passenger can get on. Once they are on, both should find the most comfortable position they can safely have and stick to that. Moving around while the bike is in motion can cause the bike’s balance to shift, which in turn can make it fall.

2. Take a Safety Course

If there is a nearby Motorcycle Safety Foundation course, or other type of bike course, take a ride together and go through the beginner training course. It will help both parties understand exactly what to do when riding up and down the roads, and will give both the confidence to ride together.

3. Helmets

Both the rider and the passenger should have good, protective clothing and proper helmets. Loose clothes, open-toed shoes, and short sleeve shirts can cause further injury in an accident. Riding without a helmet makes either person 40% more likely to be killed in case of an accident. Safety always takes precedent over comfort.

If you plan on heading out with someone else on your bike, make sure your coverage includes your passenger as well. Contact the experienced agents at Saucon Insurance Agency today to help get you on the road safely with the right coverage today.