Protect Your Home in Fullterton, PA by Calling It Quits with the Cigs

According to the Centers for Disease Control and Prevention, more than 41 million people here in the United States smoke cigarettes. Every single day, more than 2,000 people are becoming daily smokers. As you know, smoking leads to a variety of ailments and diseases, including diabetes, lung disease, stroke and heart disease. However, have you ever thought about the damage smoking could possibly do to your home in the Fullerton, Egypt or even Stiles neighborhood?

How Your Smoking Affects Your Home

Did you know that close to 8,000 smoking-related fires occur in residential buildings each year? Although they don’t make up a large proportion of residential building fires, smoking is the number one cause of fire deaths in these buildings. In fact, smoking accounts for 14 percent of home fire civilian deaths.

Smoking Safety Tips

As you can see, smoking has a direct impact on not only your health but also your home. If quitting isn’t an option or you are attempting to quit and only have a few cigarettes here and there, then you should always go outside to smoke. If you smoke inside, make absolutely certain that you use a secure and sturdy ashtray to avoid it tipping over. You should also consider soaking your cigarettes after you put them out to ensure that a fire does not ignite.

It’s Time to Quit Smoking!

Yes, quitting is difficult, but it is in the best interest of you, your family and your home. When you decide to quit, you may even enjoy a discount on your health insurance as well as your home insurance. The amount of the discount will vary from state to state and provide to provider, buyt you may be able to get a homeowners insurance discount of as much as 20 percent!

To find out how much you can save on your home insurance here in Fullerton, PA 18052, contact us to speak to one of our independent agents.

Do I Need Special Insurance For My Antique Car?

Bethlehem is approximately 45 miles from Philadelphia. It’s a relatively quiet town and a number of residents are homeowners. There are many attractions, including those that represent Colonial history, museums, and an aqua park.

When you live in the 18018 zip code of PA, you want to be sure you know how to obtain car insurance for any car you have in your driveway. An antique car is a collectible and therefore is valued differently than a new car. It may technically only be worth $10,000 or less because of depreciation, but the reality is that it could be worth considerably more.

By obtaining classic car insurance in Bethlehem, PA, you can ensure that you have the necessary coverage. In order to get the coverage for your collectible, you will have to meet certain requirements. This includes:

– Agreeing to a car inspection

– Driving the car a limited number of miles a year

– Owning the car outright

– Identifying how/where you store the car

If you meet these and some other requirements that an insurance company may require, you can obtain the insurance for your antique car. This will allow you to take it on the open road with confidence knowing you are protected in the event something happens.

Classic car insurance is going to be required if you are going to drive your antique car like the collectible it is. You may only break it out on special occasions and only bring it to car shows. Whatever you actually do with it, you want to know that you can file a claim if it is damaged.

Throughout Bethlehem 18018, there are antique cars and people insure them all the time. Call one of our agents today and let us talk to you about how to obtain classic car insurance. We can make rate comparisons and ensure you have the right coverage.

classic car insuranceantique