Motorcycle accidents can leave you with deep personal injuries and expensive motorcycle repairs, which is why the state of PA makes motorcycle insurance a requirement for drivers. If you are looking for insurance in Allentown, you must have at least the minimum amount required for bodily injury and for property damage to others. This is meant to both protect you and others from harm and bodily injury.
At present, the minimum motorcycle insurance required by law in PA is $5,000 property damage, $15,000 for injury to one individual, and $30,000 for injuries to more than one individual in a single accident. While these are the minimum rates, we recommend that you purchase higher levels of insurance to provide peace of mind, to protect your bike, or to protect your own self in the event of an accident. The minimum rates do not necessarily offer enough coverage to protect you fully in the event of an accident. Regardless of whether you ride with a helmet or without a helmet, our insurance agents can help you obtain at least the minimum amount of coverage.
Of course, raising the amount of coverage you have means that you will also have to pay a higher monthly premium for insurance coverage in Allentown. Our agents can help you find a balance between having enough coverage to protect yourself in the event of an accident and keeping your monthly payments rates affordable.
We offer insurance for motorcycles in Allentown. We may be able to help you bundle motorcycle insurance with auto or other types of insurance to save money. It can be helpful to speak with one of our motorcycle insurance specialists to find out more information about the minimum amount of motorcycle insurance you need under Pennsylvania law.