Monthly Archives: October 2023

Can You Drive a Collector’s Car Every Day with Collector Vehicle Insurance?

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We make insuring your car easier at Saucon Insurance Agency. Serving the Bethlehem, PA area, we offer collector’s vehicle insurance, also known as classic car insurance. These auto policies let you cover your vintage or collectible vehicle for the full replacement cost value, but you do have to agree to certain stipulations.

Limited Driving Miles

When you purchase one of these policies, you agree only to drive the vehicle 1,000 miles per year. That means if someone drives a collector’s car as their main vehicle, they would need to either garage it instead and use a different vehicle daily or opt for other insurance.

Because the insurance policy pays out at such an increased value, the company must lower its risk somehow. Insurance companies do this by decreasing the number of miles you can drive.

The policy lets you drive the vehicle in parades and show it at car shows. These miles count towards the 1,000-mile maximum, though.

Lower Premiums

Collectors’ vehicle insurance costs less than typical auto coverage. You earn these lower premiums by choosing to drive the car less. As long as you don’t need your collectible car for everyday driving, opting for this type of insurance policy saves you big money on premiums and if an accident ever damages your collector’s car.

Contact Our Agency Today

At Saucon Insurance Agency, we want to help the residents of Bethlehem, PA better protect their vehicles. Contact us today to obtain coverage for your classic vehicle. Let our helpful insurance agents set you up with the vehicle coverage you need to protect your classic car investment.

Frequently Asked Questions About Wedding Insurance

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Wedding insurance is a valuable safety net that can protect your big day from unforeseen events. Most people don’t know that wedding insurance is even a thing, but here at Saucon Insurance Agency, we provide residents in the greater Bethlehem, PA area with insurance; we want to work to change that. Here are some of the questions you may have about wedding insurance. 

What Does Wedding Insurance Cover?

Wedding insurance typically covers various aspects of your wedding, including cancellation or postponement due to unforeseen circumstances, venue mishaps, vendor no-shows, weather-related issues, illness or injury, and lost or damaged wedding attire and gifts. It can also provide liability coverage for accidents that occur during the event.

Is Wedding Insurance Worth the Cost?

The cost of wedding insurance is relatively small compared to the overall expense of a wedding. It offers financial protection and peace of mind in case of unexpected disruptions. Considering the substantial investment in your wedding, the cost of insurance is a prudent investment.

When Should I Purchase Wedding Insurance?

It’s best to purchase wedding insurance as soon as you start making deposits or payments for your wedding, such as booking the venue or hiring vendors. The earlier you buy it, the more coverage you’ll have in case of unforeseen events.

Wedding insurance can provide essential protection and peace of mind for your special day. It covers a range of potential issues and ensures that your investment is safeguarded against unforeseen circumstances. If you’re looking to purchase wedding insurance in the greater Bethlehem, PA area, the team at Saucon Insurance Agency can help you select the policy that best protects you. Give us a call, or feel free to email us to learn more.