Why Umbrella Insurance is a Must-Have for Your Protection

As a resident of Bethlehem, PA, you may already have a homeowner’s or auto insurance policy in place. However, did you know that these policies may not provide sufficient coverage in the event of a costly lawsuit? This is where umbrella insurance comes into play. Saucon Insurance Agency explains the benefits of having umbrella insurance and why it is a must-have for your protection.

Increased Liability Coverage: 

Umbrella insurance is a type of liability insurance that provides additional protection beyond what your standard policies offer. This means that if you were to be held liable for damages that exceed the coverage limits of your homeowner’s or auto insurance policy, your umbrella insurance policy could cover the remaining costs up to the limit you’ve selected.

Protection Against Lawsuits

A lawsuit can happen to anyone, and it’s not always easy to predict. With umbrella insurance, you can rest assured that you have the necessary protection. For instance, if your dog were to bite someone, you may be liable for their medical bills, lost wages, and other related costs. With an umbrella insurance policy, you can have peace of mind knowing that you have additional coverage to protect you against a lawsuit. The same goes for other situations where you may be held liable, such as a car accident where multiple people were seriously injured.

Peace of Mind

Add an umbrella policy to your insurance portfolio and enjoy peace of mind, knowing you’re protected against large liability claims that could threaten your financial future in Bethlehem, PA. Umbrella insurance provides increased liability coverage, protection against lawsuits, and peace of mind. Don’t wait until it’s too late; contact Saucon Insurance Agency today about adding an umbrella policy to your coverage.

Why Comprehensive Motorcycle Insurance Is Important?

You are legally required to carry adequate insurance if you want to drive a car in Bethlehem, PA, and the surrounding areas. The same goes for those who ride motorcycles. However, you don’t want to carry the bare minimum amount of coverage the law requires.

Opting for comprehensive motorcycle insurance instead comes attached to many significant benefits you’ll be grateful for if needed. We at Saucon Insurance Agency will be pleased to help you choose the right policy. But in the meantime, here’s an overview of what you should know about the importance of comprehensive motorcycle insurance.

Theft Protection

The nicer the bike, the more likely it is to catch the eye of a thief at some point, so you don’t want to take chances here. Comprehensive motorcycle insurance can ensure you’re compensated for your loss if your bike is ever stolen and you cannot recover it.

Natural Disasters

When most riders think of things that could potentially happen to their motorcycles, they tend to picture road accidents followed immediately by theft. But it’s essential to keep in mind that that’s not all that can happen to a bike.

Natural disasters, storms, falling tree branches, and similar incidents can also damage or destroy your bike. However, comprehensive motorcycle insurance can help ensure you don’t lose your investment.

Use-Related Risks

If you’re like many Bethlehem, PA riders, you probably like to do more with your bike than drive it to and from work. So, if you like to ride cross-country or off-road, you’ll want to invest in more insurance protection to cover the additional risk those pursuits bring to the table.

Are you ready to look closer at your existing policy or in the market for a new one? Call us at Saucon Insurance Agency to help you figure out your options.