What protections does wedding insurance offer

Most brides spend years planning the wedding of their dreams. Every detail has to be perfect. So many aspects all have to fall into place. The venue must be perfect, the food, the flowers, the music, and the dress. Many things can be controlled but some things are beyond anyone’s control. No one wants to think about things not being perfect on their wedding day but as everyone knows, things happen. The wise bride has a contingency plan that includes wedding insurance. In Bethlehem, PA, Saucon Insurance Agency has almost two hundred years of experience combined with a modern view of insurance coverage. 

Wedding insurance can help to protect your investment if something happens. When you have scheduled your wedding for a particular day and venue, you will be financially committed to a selection of vendors. A basic wedding insurance policy can help with some of the non-refundable deposits you have to make if your wedding has to be canceled or postponed. But like many other types of insurance policies, there are exclusions and you may need to add additional coverage for any things not covered. 

You can design a wedding insurance policy to fit your need: Some coverage to consider:

  • Liability coverage: Damage to the venue and injury to a guest.
  • Alcohol-related liability: A must if alcohol is being served.
  • No show vendor or a vendor going out of business. 
  • Cancellation or postponement due to a covered hazard.
  • Honeymoon reimbursement in the event of a cancellation or postponement

One thing to keep in mind, wedding insurances can protect you from many eventualities. However, if either of the participants changes their mind and decides not to go through with the ceremony, your wedding insurance will not reimburse you for lost money. 

Contact Saucon Insurance Agency in Bethlehem, PA for all your insurance needs.