Umbrella insurance is a great way to help get some extra coverage without altering your existing policies or adding more coverage to the policies that you already have. A personal umbrella policy is a bit different than a commercial umbrella insurance policy and knowing what these differences are is a great way to start. For those that live in the Bethlehem, PA area, the agents with Saucon Insurance Agency can help you find the right personal umbrella insurance policy for you.

 A personal umbrella insurance policy is likely going to be used to add more coverage to things like a home policy, more coverage to a car policy, or more coverage to watercraft insurance for instance. This is going to be extra liability coverage that is going to go above and beyond the coverage that your typical policy has. Not all people are going to need to have an extra personal umbrella policy but some people can benefit from it. If you think you may benefit from a personal umbrella policy you can always talk with an agent.

A good example is if you need more coverage for your automobile because your teenager is going to be driving it but you do not want to add more coverage on your traditional auto policy. You can have a personal umbrella policy that adds more liability without adding more coverage to your auto policy. This is a great way to add more coverage that is not going to change the overall cost of your existing policy but that is going to give you more coverage.

For those that live in the Bethlehem, PA area, the agents with Saucon Insurance Agency are ready and waiting to help you find the perfect insurance coverage for you and for all your existing policies.