Motorcycle riders aren’t surrounded by tons of metal or fiberglass. They don’t have airbags to cushion a fall or seatbelts to keep them in place during an accident. Many motorcycle owners are just one accident away from a broken bone or a severe concussion. Your motorcycle insurance in Bethlehem, PA, may be able to help.

Bodily Injury Legal Limits

Pennsylvania requires the same state minimums for motorcycles as for cars: $15,000 per person and $30,000 per accident for bodily injury liability. This is the legally required minimum, but it’s not the only option available to riders.

Purchasing Higher Bodily Injury Limits

While most minimum liability policies provide only $15,000 per person and $30,000 per accident, insurance companies generally recognize that this coverage is usually insufficient. That’s why many companies recommend purchasing additional protection. You can add coverage through a rider, increase just your bodily injury limits to help keep your premium manageable, or opt for a more comprehensive policy overall. An agent at Saucon Insurance Agency can help you understand your options.

Other Add-Ons

The state minimum usually isn’t enough to replace your motorcycle or cover medical bills after a serious accident. It’s worth considering add-ons beyond just raising your bodily injury limits. Take time to think through how much it would cost to replace your bike, and make sure you have adequate protection through comprehensive coverage or uninsured/underinsured motorist coverage.

An agent at Saucon Insurance Agency will work with you to make sure you have the coverage you need before an accident ever happens. Contact us today to learn more about your options, including increasing your bodily injury limits. We’re currently serving the Bethlehem, PA, area.