When you’re driving in Pennsylvania, you could easily see an accident happen right in front of you. There’s a lot you can do help. The more you know, the more helpful you can be. What you do at the scene could be what saves the lives of the victims.

Call 911

Many people don’t call when they should because they think someone else has already made the call. The operator will ask you about location, number of cars, and other details. You may also be asked to stay on the line until help has arrived.

Move Your Car

You don’t want to be in the way of first responders, or oncoming traffic. Plan on being at least 100 feet away from the accident, and off to the side of the road.

Talk to the Victims

Go over to the cars, if it is safe to do so, and talk to the victims. Let them know that help is on the way and ask how they are doing. They may be in shock, so be patient with them. If they can safely get out of the car, help them. Otherwise, wait for help to arrive.

Turn Cars Off

Many times, cars are still in drive when there is an accident. Be sure to get them into park and then turn the key so the ignitions shut off. This can prevent a fire as well as the car moving forward, causing any further damage.

Wait for Help

You called 911, so now you have to be patient and wait. Once help comes, you will likely be asked for a statement.

Call now and talk to our agents at Saucon Insurance Agency to learn more about car insurance in Northampton County. We work with some of the best insurance companies in PA to give you a great deal.

It might seem like a nice gesture giving the gift of a car, especially if the person is in need of a vehicle. However, it’s providing a person with more than just transportation. You’re giving them a financial responsibility and so much more. 

Insurance

When you give someone a gift of a vehicle, it requires insurance. The minimum coverage by law varies from state to state. You should contact an insurance agent in Bethlehem, PA for a quote prior to purchasing the present. You’ll need to take into consideration if the person is able to pay the premium once he or she has the car in his or her possession. Even if you supply a policy for a short period of time, you need to make sure the person will be able to pay for it afterwards. You don’t want to give the gift of a burden and have the giftee feel bad because he or she can’t afford to keep the automobile. 

Taxes

Depending on your state’s laws, the person you give the car to may be responsible for paying taxes on it. This could also be a problem if the person isn’t able to come up with the money. You don’t want to give them a gift that’s more of an issue than a present. 

Paperwork

Before you can give the person the vehicle, the title must be registered. That means you may have to put it in your name first and then transfer it. 

Prior to making any decisions, you should contact an agent at Saucon Insurance Agency at 610-868-1800. An agent will be able to discuss with you insurance requirements, so you can make the decision if a vehicle is the right gift to give this season. 

You may not want to think about it, but the leading cause of death for people ages 15 to 20 in the United States is motor vehicle crashes. Fortunately though, by instilling positive driving habits in your teen, the chances of a fatal car crash are greatly reduced. Here’s a quick look at a few startling teen driving statistics you should be aware of. 

• In the year 2012, there were 2,823 teenagers who died as a result of being in a car crash. Of those who were killed, more than 66% of them were male. 
• 60% of teenagers who are involved in fatal car accidents are the driver, with 53% of the crashes taking place on the weekend – Friday, Saturday, or Sunday. On these days, teenagers are most likely to be involved in a fatal crash from 9 pm – 12 am. 
• 54% of deaths that occur to teenage passengers occurs when a teenager is driving the car. 

Here are distractions that commonly result in teenage crashes:

• Having too many passengers in the car
• Having the music turned up too loud
• Reaching for an object
• Not keeping eyes on the road
• Grooming

It’s your job to make sure your teen is getting the practice he needs to be a good driver. You should do your best to incorporate as many practice hours as possible in to your teens schedule before he goes to get his actual license. You should also set a good example by making sure you follow all driving laws. To learn more about teen driving, please don’t hesitate to contact Saucon Insurance Agency.

You’ve heard time and time again about the importance of staying awake when driving. And although this makes perfect sense, nearly 60% of adult drivers say they have indeed gotten behind the wheel of a car while being drowsy. So the question is, what can you do to help yourself stay energized when traveling long or short distances? Well, here’s a quick look. 

Drink coffee

If your body can handle above average amounts of coffee or caffeinated beverages, you should definitely consider drinking coffee while driving. Coffee isn’t the healthiest drink, but it is healthier than most sodas and sometimes coffee can be a lifesaver.

Get plenty of sleep

Another tip to follow is making sure that you get enough sleep each night before getting behind the wheel come morning time. Most physicians agree that anywhere from seven to nine hours of sleep are needed each night. When going on a long distance trip you may want to get even more sleep to help you prepare. 

Bring a friend along

Do you have a long business trip coming up? If so, why not bring along a friend. You’ll likely to get to deduct the expenses off on your taxes, or your company may reimburse you, either way when you bring a friend along who can drive, the length of the drive to your destination won’t seem so long. Plus, when you can take turns driving, this keeps the two of you, as well as other people on the road, safe.

For more tips on staying safe when driving, contact one of our local insurance agents with Saucon Insurance Agency serving the Bethlehem, PA area. 

Fullerton, Pennsylvania is a small suburb of Allentown. There’s a population of about 15,000 people and it’s slowly expanding every year, according to census reports. The area of 18052 offers a number of thing to do, including a variety of restaurants and pubs. It’s close enough to the metropolitan of Allentown, offering even more to do, which is why many residents choose to call this suburb home.

Shopping for car insurance in Fullerton doesn’t have to be time consuming. A policy also doesn’t have to be expensive. When you want a cheaper solution, it pays to get quotes from some of the best agents around.

Quotes are important because they will:

– Tell you about coverage options

– Allow you to explore multiple insurance companies

– Compare rates from different companies

Since you want to get the cheapest quote possible, you want to work with agents. Our agents are independent and that is to your benefit. We don’t have an alliance with one specific company. Instead, we can pull quotes from all of the top companies that offer policies in Pennsylvania.

Cheap is good, but you have to be careful that you have sufficient coverage. We will help to protect your car in Fullerton by talking to you about comprehensive and collision coverage as well as a sufficient amount of liability.

You have the ability to get quotes from multiple companies and this makes it possible to find out what each company has to offer. In the event you have an accident in the 18052 ZIP code, you want a company that’s going to pay the claim quickly. Some companies have better reputations than others.

Call today and let us get you quotes on car insurance so you can see who has the best price. Only with quotes can you find the cheapest solution.

Growing up along the Delaware River in one of Money Magazine’s Top 100 Places to Live in the US, is a wonderful experience. And finally obtaining a learners permit is an exciting time in a young persons life. It opens many new doors and brings with it a lot of new responsibilities as well. As your local agents servicing Bethlehem, Pennsylvania, we want to make sure you and your family are fully prepared for a new driver in the home.

Is It Time for a New Policy?

Now that your household is adding a soon to be licensed driver to its roster it is time to think about making some important changes to your car insurance policy. Your newly permitted driver will need to spend lots of time behind the wheel logging driving hours before they can get their official Pennsylvania state license. That means they need to be protected when learning how to be a safe and responsible driver in your vehicle.

Insurance laws are different in every state and that can make finding the right coverage a stressful event. But with Saucon Insurance Agency, you don’t have to shop for car insurance on your own. In fact, we can easily help you get quotes from major national providers in order to help you get the coverage you need at an affordable price.

Get a Quote Today

Working with our local insurance agents in Bethlehem has never been easier. The sooner your new driver is covered under a new insurance policy the better. You’ll be able to send them out to begin their new driving journey safely and give yourself peace of mind. To start shopping and comparing quotes in just minutes, visit Saucon Insurance Agency online today.

According to the Centers for Disease Control and Prevention, more than 41 million people here in the United States smoke cigarettes. Every single day, more than 2,000 people are becoming daily smokers. As you know, smoking leads to a variety of ailments and diseases, including diabetes, lung disease, stroke and heart disease. However, have you ever thought about the damage smoking could possibly do to your home in the Fullerton, Egypt or even Stiles neighborhood?

How Your Smoking Affects Your Home

Did you know that close to 8,000 smoking-related fires occur in residential buildings each year? Although they don’t make up a large proportion of residential building fires, smoking is the number one cause of fire deaths in these buildings. In fact, smoking accounts for 14 percent of home fire civilian deaths.

Smoking Safety Tips

As you can see, smoking has a direct impact on not only your health but also your home. If quitting isn’t an option or you are attempting to quit and only have a few cigarettes here and there, then you should always go outside to smoke. If you smoke inside, make absolutely certain that you use a secure and sturdy ashtray to avoid it tipping over. You should also consider soaking your cigarettes after you put them out to ensure that a fire does not ignite.

It’s Time to Quit Smoking!

Yes, quitting is difficult, but it is in the best interest of you, your family and your home. When you decide to quit, you may even enjoy a discount on your health insurance as well as your home insurance. The amount of the discount will vary from state to state and provide to provider, buyt you may be able to get a homeowners insurance discount of as much as 20 percent!

To find out how much you can save on your home insurance here in Fullerton, PA 18052, contact us to speak to one of our independent agents.

Bethlehem is approximately 45 miles from Philadelphia. It’s a relatively quiet town and a number of residents are homeowners. There are many attractions, including those that represent Colonial history, museums, and an aqua park.

When you live in the 18018 zip code of PA, you want to be sure you know how to obtain car insurance for any car you have in your driveway. An antique car is a collectible and therefore is valued differently than a new car. It may technically only be worth $10,000 or less because of depreciation, but the reality is that it could be worth considerably more.

By obtaining classic car insurance in Bethlehem, PA, you can ensure that you have the necessary coverage. In order to get the coverage for your collectible, you will have to meet certain requirements. This includes:

– Agreeing to a car inspection

– Driving the car a limited number of miles a year

– Owning the car outright

– Identifying how/where you store the car

If you meet these and some other requirements that an insurance company may require, you can obtain the insurance for your antique car. This will allow you to take it on the open road with confidence knowing you are protected in the event something happens.

Classic car insurance is going to be required if you are going to drive your antique car like the collectible it is. You may only break it out on special occasions and only bring it to car shows. Whatever you actually do with it, you want to know that you can file a claim if it is damaged.

Throughout Bethlehem 18018, there are antique cars and people insure them all the time. Call one of our agents today and let us talk to you about how to obtain classic car insurance. We can make rate comparisons and ensure you have the right coverage.

classic car insuranceantique

Drivers in Fullerton, PA must adhere to the Pennsylvania’s state laws regarding auto insurance. Just as state laws require drivers to stop at stop signs, it also requires them requires them to maintain minimum levels of auto insurance. Below is a breakdown of who is required to maintain auto insurance in the State of Pennsylvania.

Drivers on Public Roads

Any drivers who take their vehicles on public roads are required to have auto insurance. The specific levels of insurance vary according to one’s license and the type of vehicle. For example, commercial vehicles are held to different standards than personal vehicles. For this reason, it is best to review insurance policies with an agent who is licensed to sell insurance in Pennsylvania. They will be familiar with the applicable laws.

Drivers on Private Roads

Vehicles that are only driven on private roads are not required to be insured, although it may still be wise to insure them. However, if a vehicle is ever driven on a public road, even if only for a tenth of a mile, they are required to be insured.

Passengers without Cars

Passengers do not need auto insurance, as long as they will not be driving a vehicle. In the event of an accident, the driver’s auto insurance should cover any medical expenses. If their coverage does not cover all of a passenger’s bills, then their own health insurance will provide additional coverage. This is why children, who are too young to drive, do not need to have an auto insurance policy.

Make Sure You Meet State Minimums

If you ever drive on public roads, make sure your insurance meets Pennsylvania’s state minimums. Contact one of our agents, and they will be happy to go over your current car insurance policy.

Every person in Pennsylvania who wants to buy a car should know that they are also going to need to buy auto insurance. Just like you should not buy a car without finding out the price and if there is a warranty, you should not buy an auto insurance policy without knowing what it will cost and what it covers. Independent insurance agents in Easton, PA can help you find the proper coverage with an affordable premium.

While you can get good rates and good insurance coverage from an agent who only represents one insurance company, that is not always the case. The companies that you see all of the time in television commercials spend millions of dollars in advertising. Like any other business, they have to charge enough to recoup those costs. In addition, every insurance company is different and they have their own rates.

If you do not get quotes from a number of different insurance companies before you buy an auto policy, you are running the risk of paying too much for a specific level of coverage. Independent insurance agents represent a number of different insurance companies and can get you the lowest quote for your car insurance.

Of course, your driving record and claims history will factor into the amount you will ultimately pay, but one insurer may not evaluate risk in the same way as another insurer. Some insurers give young drivers a break, while others penalize them for being under 25.

In addition to doing the shopping and comparing for you, your insurance agent is there to assist you in other ways. He or she can advise you on the proper type and amount of coverage you should have. When it comes time to renew, your agent might suggest switching to another insurance company because you can qualify for a lower premium. If you build a trusted relationship with your agent, your agent will always look out for your best interests.