Recreational Vehicles (RVs) are a popular means of exploring rural areas of the United States. However, many owners, including those in Bethlehem, PA, don’t use them year-round. Some have started renting their RVs to strangers to offset some of the ownership costs. If you’re considering doing the same, it’s important to protect yourself from potential damage caused by renters. Saucon Insurance Agency can assist you with this.

Regular Liability Coverage May Not Be Enough

Many standard RV insurance policies do not include coverage for renting your RV to others. If this is the case, you’ll need to seek additional protection for your investment. Liability protection is crucial when renting your RV, as owners are held responsible for any incidents, regardless of who is driving. It’s essential to read the terms of your RV policy carefully to ensure you have adequate liability protection. Some policies may include provisions for renters, but you need to confirm this. Otherwise, you could end up paying for injuries and damage caused by your renters. Besides liability, ensure your policy covers physical damage through comprehensive protection. It’s also advisable to ask potential renters if they have personal insurance that covers RV rentals.

Steps to Take

When renting your RV, focus on comprehensive insurance and consider adding liability provisions if necessary. You may need to explore options with different RV insurance providers to find the one that best suits your situation. Always prioritize your needs when evaluating insurance options. If you plan to rent independently, ensure you thoroughly screen potential renters. If you choose to list through a third-party website, evaluate their insurance options, as you may not need to purchase additional coverage.

Review your current coverage with Saucon Insurance Agency to determine if you need additional protection in Bethlehem, PA. After setting an appointment, our team will be more than happy to assist you.