Monthly Archives: June 2025

Does Wedding Insurance Include Liability Coverage?

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If you and your fiancé want a large wedding with many guests or are considering holding the event at an unconventional venue in Bethlehem, PA, you may want to consider wedding insurance to cover associated liability risks. Many people are unaware that these policies exist. Saucon Insurance Agency can guide you through the process to protect you and your guests from unexpected events.

Understanding the Unique Risks of Weddings

Wedding liability insurance is designed to protect and reimburse a wedding couple for specified losses that could occur during the rehearsal, wedding, and reception. Some policies even cover events on the day after the wedding. While most insurers offer provisions for stolen wedding gifts, liability coverage is often considered an add-on. Many venues now require couples to have wedding liability insurance in place before they can contract with the facility. Venue owners mandate this insurance to protect themselves from financial losses that may occur due to accidents during the event. If you plan to serve alcohol at the event, the risk of accidents increases. A liquor liability provision can protect you from alcohol-related incidents caused by your guests and may cover medical expenses, property damage, and legal fees.

How Wedding Liability Insurance Protects You

The liability coverage in your wedding insurance policy can protect you from the following:

  • Damage to the facilities where your events take place
  • Slips, falls, or other accidents caused by vendors’ equipment
  • Accidents resulting from unforeseen events, such as bad weather

Optional coverage may also include provisions for medical payments for injured guests. Having these provisions in place provides couples with an extra layer of protection, even if vendors and venues already have liability insurance.

Let Saucon Insurance Agency, serving residents of Bethlehem, PA, guide you through the process of protecting yourself on your big day. Contact our office to schedule an appointment and learn more about our services.

Why Mileage Limits Matter in Collector Car Policies

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Owning a collector car isn’t just about transportation—it’s about passion, pride, and preservation. At Saucon Insurance Agency in Bethlehem, PA, we help car enthusiasts protect their prized vehicles with policies tailored to their unique needs. One detail that often surprises new collector car owners is the mileage limit. Yes, it matters—and here’s why.

Understanding Mileage Limits

Collector car insurance differs from standard auto insurance. These policies are designed for vehicles that aren’t driven daily but are instead used for special occasions, car shows, or leisurely weekend drives. Insurance companies offer lower premiums based on this limited use. Mileage limits are part of the equation, setting boundaries on how many miles you can drive the car each year under the policy.

Exceeding the Mileage Limit Can Have Consequences

If you exceed your mileage allowance, you might unknowingly jeopardize your coverage. In the event of a claim, the insurance company could reduce or deny your payout if the mileage terms weren’t followed. That’s why it’s important to be upfront about how often you plan to drive the car and to select a policy with a mileage cap that aligns with your lifestyle.

Flexible Options Are Available

Some insurers offer flexible mileage options or allow policyholders to adjust their limits as their needs change. Planning a cross-country car show tour or a longer road trip? It’s best to consult your agent first and explore your options.

At the end of the day, it’s all about protecting your investment while still enjoying it. If you have questions about collector car insurance or want to review your current policy, reach out to Saucon Insurance Agency in Bethlehem, PA. We’re here to help you keep your classic ride covered and ready for the road.