Insurance Coverage for Motorcycle Mechanical Upgrades

Was your motorcycle involved in an accident or criminal act that resulted in damage? If you carry motorcycle insurance coverage, it may help cover the costs associated with repairing or replacing your bike. Below are some situations where your motorcycle insurance policy may provide coverage.

Motorcycle Accidents

If your motorcycle sustains significant damage in a vehicular accident, your insurance policy may cover the repair costs. Collision coverage is designed to reimburse you for out-of-pocket expenses needed to replace or repair mechanical parts. This type of coverage not only saves you money but also ensures your motorcycle is restored to safe operating condition.

Vandalism

Acts of vandalism can impact your motorcycle’s performance and cause mechanical issues. Severe damage, such as harm to the motor or other critical parts, may require immediate repairs. Comprehensive insurance coverage can assist with repairing your motorcycle after vandalism, helping you get back on the road quickly.

Once you’ve secured a mechanic who accepts your insurance, the necessary repairs will be handled efficiently.

Theft

If your motorcycle is stolen, having adequate motorcycle insurance can prevent you from bearing the full cost of replacement. Comprehensive coverage may help replace your stolen motorcycle with one of similar value, reducing financial stress during an already difficult situation.

Contact an Insurance Agent in Bethlehem, PA

Are you ready to enhance your motorcycle insurance policy? At Saucon Insurance Agency, we’re here to help. Contact us today to speak with an agent who can assist you in updating your coverage.

Let us know about your motorcycle and the type of coverage you’re seeking. Our agent will make the necessary changes to your policy and explain the updated coverage terms to ensure you’re fully protected.

How Is Umbrella Insurance Different From Home Insurance?

If you’re a homeowner with a home insurance policy, you may have heard about umbrella insurance and its benefits. While umbrella insurance differs from home insurance, it can be used to extend the liability coverage provided by your home insurance policy.

At Saucon Insurance Agency, servicing Bethlehem, PA, we help our customers find the best insurance policies for their needs. If you’re a good candidate for umbrella insurance, we’re here to assist you!

What Is Umbrella Insurance?

Umbrella insurance is a type of policy that extends your liability coverage beyond the limits of your existing insurance. It can supplement the liability coverage on your home insurance or auto insurance policy. Umbrella insurance provides additional protection for:

  • Damage to others’ property
  • Injury to others
  • Situations involving personal liability
  • Certain types of lawsuits

How Does Umbrella Insurance Differ From Home Insurance?

Home insurance primarily covers your home’s structure and belongings, along with a limited amount of liability coverage. Umbrella insurance, on the other hand, focuses solely on extending liability coverage. It does not provide protection for your home or personal belongings.

Who Should Consider Umbrella Insurance?

If you have assets that exceed the liability limits of your home insurance policy, umbrella insurance may be a smart choice. While not everyone needs umbrella insurance, an insurance professional can help you determine if it’s the right option for you.

Do you need umbrella insurance? The professionals at Saucon Insurance Agency, servicing Bethlehem, PA, can help. We work with multiple carriers to find the best policy for your needs. Let us help you secure the right level of coverage. Call us today to get started.