Explaining Pennsylvania’s “No Touch” Law

Distracted driving is a major cause of auto accidents these days. According to the CDC, 9 people die every day in distracted driving accidents. Any activity that diverts the driver’s attention from their primary task of keeping their eyes on the road can result in distracted driving. It is particularly high in teen drivers, who are more likely to be on their phones while driving. According to a national survey, 39% of high school students admit to texting while driving and 60.2% of drivers report talking on the phone while driving. The state of Pennsylvania plans to drastically lower those stats with a "No Touch" law. 

What the "No Touch" Law Is

In Pennsylvania, it’s known as Paul Miller’s law after the tragic victim of a distracted driving accident. The law, which became effective in 2025, prohibits the use of any handheld device by the driver of a vehicle, even if the vehicle is stopped. This prohibits drivers from scrolling, tapping, holding or otherwise manipulating a cell phone or PED with their hands. This applies even in traffic jams or at stop signs or stop lights. Exceptions will be made if the call was to 911 or the car was parked off the roadway. Also allowed is the use of a securely mounted device for GPS or music that requires only a single tap or voice command. In any case, the "No Touch" law is a primary enforcement law. This means a police officer can pull you over just if they see you with a phone in hand without any other violation. 

Saucon Insurance Agency Serving Bethlehem PA

We at the Saucon Insurance Agency, serving the Bethlehem, PA area, advise you to drive safely this year. Give us a call with any questions you have about auto insurance.

Are You Required To Have Home Insurance?

If you’re buying a home, then it’s not unusual to wonder if you’re required to have home insurance. Knowing the answer to this question can help you through the home buying process.

The professionals at Saucon Insurance Agency, servicing Bethlehem, PA, are here to help you find an insurance policy that’s right for your needs. We work with many insurance carriers to make shopping around easier and to help you find an insurance for a good price. Here’s what you need to know. 

What Is Home Insurance?

Home insurance covers your home and property if it is damaged in events such as fire, vandalism, and theft. Different policies cover different types of events. As you shop around for home insurance, talk to your insurance agent to find out what types of events are covered under each policy. 

Is Home Insurance Required?

For most people, home insurance is only required if you are buying a house with a mortgage. Your mortgage lender may require you to carry insurance as long as you are paying off your mortgage.

Some people may be required to carry insurance by their homeowners association as well. If the home you’re buying is in an area with a homeowners association, ask the HOA if they require proof of home insurance. 

Why Should You Consider Home Insurance Even If It Isn’t Required?

Home insurance can provide peace of mind while also making it easier to recover from a disaster. If your home is damaged in a covered event, your home insurance company will pay to repair or replace damaged parts of your house, minus the cost of the deductible. Most people don’t have enough money to replace their home if it is fully damaged in a disaster. This is when home insurance is most valuable. 

To learn more about home insurance, contact us here at Saucon Insurance Agency. We serve the Bethlehem, PA area.