If you’re a homeowner with a home insurance policy, you may have heard about umbrella insurance and its benefits. While umbrella insurance differs from home insurance, it can be used to extend the liability coverage provided by your home insurance policy.

At Saucon Insurance Agency, servicing Bethlehem, PA, we help our customers find the best insurance policies for their needs. If you’re a good candidate for umbrella insurance, we’re here to assist you!

What Is Umbrella Insurance?

Umbrella insurance is a type of policy that extends your liability coverage beyond the limits of your existing insurance. It can supplement the liability coverage on your home insurance or auto insurance policy. Umbrella insurance provides additional protection for:

• Damage to others’ property
• Injury to others
• Situations involving personal liability
• Certain types of lawsuits

How Does Umbrella Insurance Differ From Home Insurance?

Home insurance primarily covers your home’s structure and belongings, along with a limited amount of liability coverage. Umbrella insurance, on the other hand, focuses solely on extending liability coverage. It does not provide protection for your home or personal belongings.

Who Should Consider Umbrella Insurance?

If you have assets that exceed the liability limits of your home insurance policy, umbrella insurance may be a smart choice. While not everyone needs umbrella insurance, an insurance professional can help you determine if it’s the right option for you.

Do you need umbrella insurance? The professionals at Saucon Insurance Agency, servicing Bethlehem, PA, can help. We work with multiple carriers to find the best policy for your needs. Let us help you secure the right level of coverage. Call us today to get started.