Discovering your boat has been stolen is a gut punch. It’s stressful and frustrating, and it can leave you feeling like you don’t know where to start. At Saucon Insurance Agency in Bethlehem, PA, we want you to know the steps to take to handle the situation as smoothly as possible.

File a Police Report Right Away

Your first call should be to local law enforcement. File a report as quickly as possible and get a copy of it, or at least the report number, since you’ll need that when you contact your insurance company. Include the make, model, year, hull identification number, and any distinguishing features. The more detail you provide, the better the chances of recovery.

Contact Your Insurance Company

Once you’ve filed the police report, reach out to your insurance provider to start the claims process. Your agent will walk you through what documentation is needed, which typically includes the police report, proof of ownership, and any photos you have of the boat. The sooner you start, the sooner things can move forward.

Document Everything You Can

While things are still fresh, write down every detail you remember: when you last saw the boat, where it was stored, whether a trailer was involved, and whether any personal belongings were on board. Good documentation supports your claim and helps avoid delays down the road.

Get the Right Coverage Before It Happens

Theft can happen to any boat owner at any time, and the best time to prepare is before something goes wrong. Reach out to Saucon Insurance Agency, helping boat owners in the greater Bethlehem, PA, area make sure their boat insurance includes the protection they need.