During a storm, a tree from my neighbor’s yard fell and destroyed my fence. Does my homeowner’s policy pay for the damage or does my neighbor’s policy in Bethlehem, PA?

When it comes to insurance there are a lot of things that are covered when your home is damaged. The damage to your home can happen from a lot of different sources. To help protect your home from storms that can come up suddenly you will need the coverage of a home insurance policy in Bethlehem, Pennsylvania. Here are some scenarios where your home policy will need to be in place before you can get the coverage you need.

Scenarios Where Your Homeowner Insurance Policy will Protect Your Home

  • If a storm moves through the area and your neighbors tree falls on your fence and it is destroyed, then your home policy will have to be the source to file a claim.
  • Flood waters can damage a lot of your property. If a flood happens and your neighbors car is smashed into your home, then you will need to have a flood insurance policy to pay for the damages.
  • If lightening strikes your neighbors home and a part of it damages your home, then you agent will look at the source of the damage to determine what or who is at-fault.

Your home is your major investment and will need the best kind of protection against all of the perils that can affect your home. To help you get the best kind of protection you will need to call your independent agent for help. As your agent we can help evaluate your policy and make it fit your protection needs. Give us a call today and let us work for you to protect your home.