Reasons You Should Buy Supplemental Flood Insurance

If you live in the greater Bethlehem, PA area, flooding caused by heavy rain or rivers and creeks overflowing into your home may not be covered by your home insurance. The only way you are covered is by purchasing a supplemental flood insurance policy. Many people wonder if this is something they need and what the benefits are. Here at Saucon Insurance Agency, we want you to know the benefits of purchasing flood insurance so you can make an informed decision as to whether it is right for you. Here are a few of those benefits.

Your Home is Covered if it Floods

The biggest benefit to purchasing flood insurance is that your home is covered if it floods. Flooding can cause a significant amount of damage to your home. Additionally, removing all of the water and moisture from the home, as well as any dirt, mud and mold that are brought in by the floods can be pricey. Flood insurance covers all of this, protecting your financial investment in your home.

You Are Reimbursed the Fair Market Value Of Your Water Damaged Belongings

The other major benefit to buying supplemental flood insurance is that it helps to reimburse you for the fair market value of the items in your home that are damaged by flooding. This includes your furniture, electronics, clothing, toys and other household goods that cannot be salvaged. All of these items can add up quickly if you are not covered.

If you are interested in learning more about supplemental flood insurance, or are ready to purchase a policy in the greater Bethlehem, PA area, call Saucon Insurance Agency today! We are more than happy to answer any questions you have or help you find the right flood insurance policy for your needs.