Tag Archives: boat insurance

Why Get Boat Insurance from An Independent Insurance Agent?

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If you own a boat, it’s crucial to have boat insurance. Boat insurance can shield you from financial liability when a covered event occurs. When shopping for boat insurance, choosing a policy from a trusted insurance agent is important.

Many people turn to Saucon Insurance Agency, serving Bethlehem, PA, for their boat insurance needs. As an independent insurance agent, we can help you secure the best policy for your requirements.

Understanding an Independent Insurance Agent

An independent insurance agent is not tied to a single insurance company. They work with multiple carriers and offer a variety of options.

Benefits of Getting Boat Insurance from an Independent Insurance Agent

When you approach an independent insurance agent for boat insurance, they can obtain multiple quotes from different insurance companies. This helps you find an affordable policy that provides the coverage you need.

Getting boat insurance from an independent insurance agent is more advantageous than getting insurance from a captive insurance agent. Captive agents work for a single insurance company and can only provide quotes from that company, regardless of whether it’s the best policy for you.

Need Boat Insurance? Contact Us

If you’re in need of boat insurance, the professionals at Saucon Insurance Agency, serving Bethlehem, PA, can assist you. As an independent insurance agency, we offer a range of insurance policies from various insurance partners.

We can help you find the right type of insurance policy for your needs. Call today to get started with a quote for boat insurance.

Insurance Protection for Long and Short Boating Trips

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The type of boating trip you plan can impact the amount of boat insurance you need. As you plan your next boat trip, identify any risks that may require an increase in boat insurance coverage.

Consider Trip Type and Duration

Think about the nature of your boat trip. Identify all the activities that will take place on the boat and calculate how many people will be onboard. Also, consider the duration of your trip. If you plan on a long boat trip but intend to dock the boat for an extended time, this detail may affect the type of boat insurance you need.

Assess Potential Boating Risks

Evaluate any risks you may face while operating your boat. Consider the possibility of injuries occurring on your boat. Also, assess if your watercraft will be at risk of vandalism, theft, or weather-related damage.

There are boat insurance products that provide protection against unforeseen events resulting in injury or damage. If your boat is only used at specific times of the year, you may qualify for a boat insurance policy that provides additional protection when you are actively using your boat. During the times when your boat is docked or in storage, you can modify your insurance policy to provide the coverage you need.

Consult an Agent in Bethlehem, PA

Please consult with one of our agents at Saucon Insurance Agency. During your consultation, the agent will learn about your boat and how you intend to use it. Then, the agent will recommend boat insurance products that suit your needs.