Why Boat Insurance is so Important

If you love to take the boat out on the water, the last thing you want to worry about is crashes and other problems. However, it helps if you are protected against them. In Pennsylvania, the state doesn’t require you to have boat insurance, but it’s not a good idea to take a boat out without it. Call us at Saucon Insurance Agency in Bethlehem, PA for boat insurance and peace of mind.

The Coverage You Need

You might worry about car accidents when you’re in a car, but how much thought have you given to boating accidents? Many boat owners don’t think much about this, but you face danger whenever you go on the water. In addition to the many other problems these accidents can cause, they can also be costly. This is especially true when you are judged to be at fault for the accident. You wouldn’t want to drive a car without auto insurance, so why would you go boating without boat insurance?

Types of Coverage

There are different types of coverage that you can add to your boat policy. One of the most important is to have liability coverage. When you have liability insurance, it covers the medical bills and other damages incurred by the other party in the accident. If you want to have coverage for your own boat’s damages in an accident that you’re at fault for, getting boat collision coverage can do that. There is also comprehensive coverage that protects you from risks not on the water.

Get Boat Insurance

If you want to protect yourself from what could be thousands of dollars in damages and medical bills, contact us at Saucon Insurance Agency in Bethlehem, PA.