The majority of homeowner’s insurance claims for roof damage are filed in the winter months. This is because winters can be rough on your roof. having your roof inspected in the fall months can help minimize the likelihood that you will encounter roof problems this upcoming winter season. Here are a few ways winter can wreak havoc on your roof.

Rain

Rain can seep in your roof where there are missing or damaged roofing shingles or tiles. This can cause a roof leak that can cause a significant amount of damage. A roof inspection can catch this problem so you can repair it.

Snow

Large amounts of snow can build up on your roof and put weight on your roof. Clearing the snow routinely can help prevent this problem, as can having your roof inspected. If your trusses are weak, due to age or past roof problems, a new roof may need to be placed before the winter months hit.

Ice

Ice can be damaging to your roof. It can cause your roofing materials to contract, which can cause them to split or crack. A roof inspection can find damage from last winter and repair it, so the problem does not worsen this winter.

Winters can be rough in Bethlehem, PA. And unfortunately, this can put a large burden on your roof. A roof inspection can minimize the chances of roof problems, but cannot prevent them altogether. As such, reviewing your homeowner’s insurance in the fall is a great idea. If you would like to get quotes for a new homeowner’s insurance policy or learn about the coverages on your existing policy, contact the Saucon Insurance Agency today. We can help with your homeowner’s insurance needs.

Many people can list the most commonly recycled items in the home. Glass bottles, plastic bottles, aluminum cans, cardboard, and paperboard are well known. There are other items that can also be recycled, especially when you are making renovations. Many of the items you no longer use can be recycled or repurposed in a variety of ways.

A good example of recyclable material is the old wiring that is removed when you renovate a room or home. Old wiring contains copper that is easily recycled and will also offer a small payout that will help you recoup some of the cost of the remodel. Metal of any kind can be recycled, and most scrap yards will help you arrange a pickup if you have no way to transport it to the scrap yard.

Sinks, bath tubs, doors, and other large items that are in good condition can be recycled or donated to organizations like Habitat for Humanity. Any item that is removed in one piece and that can be reused is worth recycling. This may seem like a chore, but many companies specialize in the recycling of used home materials. Windows, for example, can be refurbished and turned into picture frames or shadow boxes. The opportunities for many of these items are endless, all you need to do is begin to explore your options.

If you are performing renovations to your home, you may want to upgrade your existing insurance policy or look around for a new one. Saucon Insurance Agency serves Bethlehem, PA and many of the surrounding communities. Agents at the office can help you find the right policy to meet your needs after you have made improvements to your home. Once your home has been renovated, you want to make sure you have the protection you need!

In an effort to save money, many homeowners make the mistake of dropping their homeowner’s insurance.  While this may save them a few hundred dollars in the short term, however, it can have disastrous consequences down the road.

During their lifetimes, over half of all homeowner swill have to file a major claim against their insurance company.  Typically, these claims are the result of a disaster such as a hurricane or earthquake, or an accident.  No matter the reason, however, people are typically surprised to see how much damage can be done by just a single incident.

All too often, people assume that in the event of a disaster, they would be able to pay for the damage themselves or rely on a combination of government and charities for assistance.  In fact, only a small fraction of natural disasters qualify for this type of aid, and household accidents rarely do.  Discovering this after a home has been seriously damaged or destroyed, however, often results in the property owner taking on large amounts of debt in order to repair and restore what he or she had.

It’s always a good idea to protect your property and your family from events that could result in the loss of everything you’ve worked for.  Fortunately, there are a lot of options in homeowner’s insurance, practically guaranteeing that you’ll find something that will fit into your budget.

If you’re thinking about getting a new homeowner’’s insurance policy, or if you just need to change your current one to fit into your budget, then call the insurance agents at Saucon Insurance Agency.  They can help you find the coverage that is right for you.

When you’re house sitting in Bethlehem, PA, you want to make sure you’re taking good care of the house you’ve been asked to watch over. That way, you may be asked to sit again in the future, and other people in the area may ask you for your services, too. Much like a babysitter or a pet sitter, house sitting gives you a lot of responsibility, and how well you do is going to spread around your community by word of mouth. You want the words said about you to be good ones, which means it’s not the time to throw a party.

Sure, it’s tempting. That’s especially true if it’s a big house or if the owners are wealthy. They may have a pool or a lot of other amenities that are of great interest. You may have a lot of friends who want to come see you, and who want to make your stay in the house less lonely and more enjoyable. Still, just say no. Having a party in someone else’s home not only violates the owner’s trust in you, but it could do some damage that would be difficult to explain and even harder to repair. You don’t want that to happen, as you could be held responsible for the damages, and that could get expensive.

The chances are high that the home is insured, but insurance is supposed to be used for events that are out of your control, and choosing to have a party doesn’t fall into that category. Don’t make the homeowners you house sit for have to use their policy due to the damage you’ve caused. As for the homeowners’ insurance itself, talking with Saucon Insurance Agency is an excellent way to get the coverage you need and the personalized service you deserve, no matter what you might need it for.

In just a few days, kids of all ages will begin swarming neighborhoods in Bethlehem, PA, searching for the best king-size candy bars. Trick-or-treating is a fun time for all involved, as children get candy and adults get to see kids’ costumes. Make sure Halloween at your home is fun and doesn’t result in an accident. We’ve compiled a short list of tips for staying safe on October 31.

Keeping Your Home Safe

Halloween decorations add to the fun festivities, but they also can create safety hazards. As you put up ghost, ghouls, and goblins, don’t forget to make sure:

• your yard is clear of decorations that trick-or-treaters could trip over
• all lit jack-o-lanterns are kept away from flammable items
• your indoor decorations aren’t fire hazards

Safety doesn’t need to impede your decorating efforts this October, but it should be kept in mind whenever you put a decoration up.

Insuring Your Home Against Fire

Additionally, you might want to review your home insurance for coverage against fires. Even if you’re extremely cautious when decorating, a turned-over jack-o-lantern or burnt pumpkin seeds could start a fire. By maintaining a good home insurance policy, you can financially protect yourself from fires started by covered causes.

For help understanding how home insurance policies treat house fires, contact us at Saucon Insurance Agency. Our agents can explain what types of fires are typically covered by home insurance, and we’ll help you look for the specific coverage you need. If your policy doesn’t fully protect you, our independent agents can also help you find a policy that will afford enough protection.

To get in touch with us, contact us through our website. Have a great time decorating, and stay safe this Halloween.

Your home in Pennsylvania is where you spend a significant amount of time. You want to make sure that it is as clean as it can be – and there are some facts to help you clean every area of your home faster. Knowing these will help you to spend more time with your friends and family and less time with the chores.

Living Room

• When you are trying to dust in your living room, use a lint roller. This will ensure that the dust doesn’t get transferred to somewhere else. It makes it easy to clean lampshades, bookshelves, and much more.
• Use a dryer sheet on the air to help improve the smell and remove any built-up dust.

Kitchen

• Use car wax over your flat top cooking surface so that it’s easier to clean the next time you spill something or grease splatters.
• Use water with a little bit of distilled white vinegar in order to clean the hard to get dirt off of your kitchen tiles. This can be used on the floor as well as backslashes.

Bathroom

• Stainless steel can look much older than it is because of hard water stains. Use powdered laundry detergent with hot water and let it sit on all of the stainless steel faucets, drains, and shower heads for an hour and then rinse it off.
• Use shower gel as a way of helping to clean the bathroom tiles in your shower.

There are so many different cleaning hacks, and you will be able to speed up your weekly chores tremendously.

Call and talk to an agent at Saucon Insurance today and we can help you find a homeowner’s insurance you can count on. It’s a great way to save on a policy.

Those of us who live in Pennsylvania know the wide range of storms that can be produced here. From lake effect snowfalls in the extreme Northwest to hurricanes on the East, we just about get it all. Making the transition from winter to spring is a particular volatile time in the state. This is the time of the year we can experience deep snows, freezing rain, and high winds. They will soon transition into thunderstorms, heavy rains and the possibility of tornadoes.

Taking the brunt of most of this Pennsylvania weather is your roof. Your roof protects you and your family from the elements. It protects your furniture and other possessions from damage. But what protects your roof? Your homeowners insurance does, IF you have the right coverage.

Your roof is one of the largest exposed areas of your home. It can also be expensive to repair or replace in the event of damage. This is an excellent time to make sure your homeowners policy provides the protection you need. Contact us for a homeowners insurance review. There is no cost or obligation for the review. In a short time you will better understand your coverage and be assured there is more than just a roof covering you and your family.

If you prefer, you can get an online comparative quote on our website from the convenience of an internet connection. While you’re there, compare rates on your auto insurance. You see, we are an independent insurance agency giving us the ability to check with many companies to compare rates. This ability many times results in significant savings for our customers. Let us help protect you from the storm ahead. Contact us today and put us to work for you.