Grown-ups like their toys too, right? All-terrain vehicles, snowmobiles, golf carts, and other recreational vehicles can add a ton of fun to your outdoor time. Keep the good times rolling with proper insurance on all your grown-up toys. At Saucon Insurance Agency, serving Bethlehem, PA, we work hard to bring you the best insurance information so you can make the best insurance choices. Keep reading to learn more about toy insurance. 

What Qualifies as A Toy?

Toys are considered recreational vehicles. These types of vehicles are often used for fun, but they can still pose dangers when in use. Because of this, having proper insurance in place is essential. You have invested money into these grown-up toys, and insurance will make sure that investment is protected. 

What Does Toy Insurance Cover?

Toy insurance will provide basic types of coverage for recreational vehicles. You can customize your insurance policy, but in general, a policy will provide coverage for the following areas:

• Property damage- This type of coverage is put in place to make sure you are reimbursed if your vehicle is damaged or lost due to natural disasters, fire or burglary. This is the best way to protect the money you invested into the vehicle. 
• Liability Coverage- If your vehicle is in an accident that results in others being injured, or other vehicles being damaged, liability insurance will pay for those expenses. Without liability coverage, you will personally be held responsible for any expenses resulting from this type of incident. This could include medical expenses, costs of damage to other vehicles, and even legal expenses. 

If you would like to learn more about our services, please contact us at Saucon Insurance Agency, serving Bethlehem, PA.