Here at Saucon Insurance Agency, serving the greater Bethlehem, PA area, we are often asked why someone would need RV insurance. In most cases, you are required by law to carry RV insurance if you are driving the vehicle on the road. However, there are many benefits to carry insurance beyond this. Here are a three of the top reasons why you should carry RV insurance if you own an RV.
To Cover Your RV If It Is In a Collision
One of the reasons you will want to have RV insurance is to cover the RV if it is in a collision. If your RV is in a collision, repairs can be costly. Having insurance helps to ensure that you do not have to pay for this damage out of pocket.
To Cover the RV Against Vandalism
Another benefit of having RV insurance is that your policy may cover against vandalism if you purchase comprehensive coverage. Vandalism coverage protects your RV from vandalism, including graffiti and broken windows, while the RV is being stored and when the RV is parked at a campsite and being used.
To Cover the RV Against Weather-Related Damage
The last benefit to RV comprehensive insurance coverage is that it helps to cover your RV in case of weather-related damage. This includes things like hail damage or flood damage. Weather can be unpredictable, so having this coverage helps to protect your RV when the unexpected happens.
If you own an RV in the greater Bethlehem, PA area and are looking to purchase your first RV insurance policy or are looking to change insurance companies, contact Saucon Insurance Agency today. We can help answer all of the questions you have about RV insurance and lead you to the best policy for your needs.