What if My Motorcycle Has Custom Add-Ons?

Just like your bike, your motorcycle insurance is also customizable. You can add or subtract the types of coverage as your situation dictates, and your Saucon Insurance Agency representative can help you with this process. 

There is a specific type of identification that you can purchase called custom parts and equipment coverage. Residents of Bethlehem, PA are required to purchase insurance in the amount of $15,000 for the bodily injury of another party and $30,000 per accident. $5,000 for property damage is also required. 

Various aftermarket parts are available for you to add to your bike. These can include accessories to enhance the performance of your motorcycle or add-ons that are only intended for looks. These will increase the value of your bike in many cases so that a standard policy will not adequately cover you in the event of an accident. 

You will have a list of covered perils that your insurance will make payment for. For example, your bike may be damaged while sitting in your driveway during a hailstorm. This is an occurrence that would typically be covered. You need to check your contract before filing a claim, as certain types of incidents, such as pests or mold that can occur while your vehicle is in storage are often not included. 

This type of coverage does not commonly have a deductible, meaning that the custom part or add-on is paid for without you having to pay a portion of the cost yourself first. 

We Can Assist You with Motorcycle Insurance

Saucon Insurance Agency serves those who live in and around Bethlehem, PA, and we are pleased to offer motorcycle insurance products and services to you. Don’t hesitate to contact us online, by phone, or in person for more information.