Will Auto Insurance Cover Natural Disasters?

Cars are subject to much of the same hazards as homes. When a storm hits, your main concern may be your house in Bethlehem, PA, but your car is in just as much danger. So if you buy a policy through Saucon Insurance Agency, is your car going to be covered?

Yes, If You Have Comprehensive Insurance

The minimum legal mandate says that drivers need to carry liability insurance. This means that if you are found to be at fault in an accident, you can cover the other party’s losses through your insurance.

But you are not required to carry comprehensive and collision. So if you want to make sure that you’re covered from storms, falling trees, and other random acts of nature, you’ll want to make sure that you have full coverage.

Collision will cover your losses in the event of a collision. But the keyword there is collision. If someone vandalizes your car, if it’s stolen, or if a boulder rolls down the hill and lands on it, collision won’t do you much good. That’s what comprehensive is for.

The short answer to any question of whether something is covered: Yes, if…

Almost anything that you can legally own, you can legally insure. You just need to read your policy over to find out.

If you have any questions or if you’re looking to get covered in Bethlehem, PA, get in touch with Saucon Insurance Agency and see what they can do for you. Saucon Insurance Agency can provide Bethlehem PA drivers with a good deal on a great policy so that they can drive safely, knowing that they’re covered against everything from head-on collisions to falling branches.